by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Ohio Technical Center at Vantage Career Center, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
Among first-year students at Ohio Technical Center at Vantage Career Center, 2% of new students use loans toward freshman-year expenses, for an average of $3,932 per student, private and federal loans combined.
On the federal side, the average loan is $3,932, or about 71.5% of the $5,500 federal limit that applies to a typical first-year dependent borrower. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Across the full undergraduate body at Ohio Technical Center at Vantage Career Center (freshmen included), 11% borrow through federal student loan programs, borrowing on average $6,884 per year. That is 75.1% more than the $3,932 freshmen take on.
Repeating that yearly amount projects to about $13,768 by year two and around $27,536 over a four-year span. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 11% |
| Average federal loan per year | $6,884 |
| Undergraduates with a federal loan | 28 |
| Total federal loans (one year) | $192,755 |
The median student at Ohio Technical Center at Vantage Career Center borrows $6,827 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,827 |
| Students who completed (graduates) | $11,978 |
The indicators below describe what the typical debt costs to pay back at Ohio Technical Center at Vantage Career Center.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $6,826 |
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.