by our College Data Analytics TeamThis guide covers the real cost of attending Oklahoma Baptist University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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The full cost of attending Oklahoma Baptist University stands at about $46,950.00 for a single academic year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $35,570.00 |
| + Room, board & other expenses | $11,380.00 |
| Total cost | $46,950.00 |
| That is 43% above the national average net price. |
| Total cost | $46,950.00 |
| − Grants and scholarships | −$27,737.00 |
| Net price | $19,213.00 |
| That is 41% below the national average net price. |
| Total cost | $46,950.00 |
| − Grants and scholarships | −$31,133.00 |
| Net price | $15,817.00 |
| That is 52% below the national average net price. | |
| Explore each piece on the tuition & fees page plus room and board. |
Published costs have climbed year over year by roughly 3.5% per year; the projections below compound that across a degree. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.5% | 3.5% | 3.5% |
| Freshman year | $16,377.00 | $19,893.00 | $48,611.00 |
| Senior year | $18,177.00 | $22,079.00 | $53,954.00 |
| Total 4-year net price | $69,065.00 | $83,893.00 | $205,006.00 |
| 10-year loan interest @ 6.8% | $26,311.00 | $31,960.00 | $78,100.00 |
| Total monthly payment | $795.00 | $965.00 | $2,359.00 |
| Total amount paid | $95,376.00 | $115,853.00 | $283,106.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.5% | 3.5% | 3.5% |
| Freshman year | $16,377.00 | $19,893.00 | $48,611.00 |
| Senior year | $16,956.00 | $20,596.00 | $50,330.00 |
| Total 2-year net price | $33,332.00 | $40,489.00 | $98,941.00 |
| 10-year loan interest @ 6.8% | $12,698.00 | $15,425.00 | $37,693.00 |
| Total monthly payment | $384.00 | $466.00 | $1,139.00 |
| Total amount paid | $46,031.00 | $55,914.00 | $136,634.00 |
Jump to the net-price detail in the Net Price section.
The net price figure shows the cost after grants and scholarships are deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $20,958.00 |
| Average net price (off-campus) | $23,880.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $20,668.00 |
| $30,000 to $48,000 | $18,530.00 |
| $48,001 to $75,000 | $24,595.00 |
| $75,001 to $110,000 | $24,828.00 |
| Over $110,000 | $27,449.00 |
Run your own numbers with the Oklahoma Baptist University Net Price Calculator, or visit the financial aid office.
Dig into how aid is awarded on the grants & scholarships detail.
The typical debt load for borrowers leaving Oklahoma Baptist University works out to $15,363.00, categorized as a Low ($10-20k) debt-burden category.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $15,363.00 |
| 75th | $26,490.00 |
| 90th | $33,000.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
For the full borrowing and repayment picture, see the student loan debt detail.
Debt outcomes vary substantially with family income. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,500.00 |
| Middle income | $18,500.00 |
| High income | $14,675.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,750.00 |
| Continuing-generation students | $15,000.00 |
First-gen students at Oklahoma Baptist University carry $750.00 more median debt than continuing-generation peers.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt difference between Pell-eligible and non-Pell graduates of Oklahoma Baptist University works out to $4,500.00. Federal data flags this school for Pell-related debt inequity.
The default-rate category at Oklahoma Baptist University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.3% |
For scale, federal Stafford loan disbursements at Oklahoma Baptist University reach $98,699,091.00 distributed across 6,269 loan recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 25 |
| Avg GI Bill amount | $19,197.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
The figures above are a starting point — as you weigh Oklahoma Baptist University, the questions below are worth your time:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.