by our College Data Analytics TeamMost students will never be charged the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at Oklahoma City University can feel overpowering, but remember that the majority of students receive some sort of financial assistance.
Just what financial aid solutions can OCU provide, and just what are you going to be eligible for? Keep reading for answers. Keep going to see just how much financial aid could be open to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Use the information below to understand how much financial assistance you may get from Oklahoma City University.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
For incoming first-year students at Oklahoma City University, 100% of the incoming full-time class was awarded financial aid around 374 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $23,294 |
| Institutional grants & scholarships | 99% | $21,180 |
| Federal Pell grants | 26% | $5,379 |
| State/local grants | 11% | $6,073 |
| Federal student loans | 44% | $5,325 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At OCU, about 94% of undergraduate students received gift aid averaging $21,875 (across roughly 1353 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 94% | $21,875 |
| Federal Pell grants | 24% | $5,647 |
| Federal student loans | 45% | $6,871 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $24,390.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $15,744 |
| $30,001 – $75,000 | $22,481 |
| Over $75,000 | $27,454 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $22,857 |
| Off-campus title-IV students | $21,556 |
To get a personalized net price estimate, try OCU’s online cost calculator: www.okcu.edu/paying-for-ocu/net-price-calculator.
The median federal debt load at OCU comes to $15,250 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $15,250 |
| Median federal debt (graduates only) | $20,835 |
| Typical 10-year monthly payment (graduates) | $220.89/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The figures below chart the debt distribution at OCU.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,140 |
| 25th percentile | $8,354 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $34,625 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $15,000 |
| Middle income | $15,750 |
| High income | $15,750 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,000 |
| Continuing-generation students | $17,828 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $16,500 |
| Independent students | $12,500 |
A handful of calculated indicators summarize the debt outlook at OCU.
Stafford loans are the federal government’s primary direct undergraduate lending program. The annual Stafford volume below reflects program activity at OCU:
| Metric | Value |
|---|---|
| Stafford loan recipients | 12230 |
| Total Stafford loan amount | $408,726,711 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 61 |
| Total GI Bill amount | $1,101,650 |
| Average GI Bill amount per recipient | $18,060 |
References
More about our data sources and methodologies.