by our College Data Analytics TeamMany students will never be charged the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to Oklahoma Panhandle State University can appear tremendous, but do not forget that almost all students obtain some kind of financial help.
Just what financing solutions does OPSU deliver, and just what are you going to be eligible for? Keep scrolling for answers. Keep reading to discover what amount of financial assistance could be accessible to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Use the information below to understand how much financial assistance you may get from Oklahoma Panhandle State University.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For freshmen starting at Oklahoma Panhandle State University, 96% of first-year full-time students received aid of some kind (about 167 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 90% | $7,680 |
| Institutional grants & scholarships | 66% | $3,309 |
| Federal Pell grants | 61% | $6,454 |
| State/local grants | 19% | $3,600 |
| Federal student loans | 80% | $5,253 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At this school, roughly 73% of undergraduate students received gift aid averaging $6,751 (for some 784 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 73% | $6,751 |
| Federal Pell grants | 48% | $5,750 |
| Federal student loans | 64% | $6,627 |
Title-IV recipients living on campus saw average grant aid of $7,642.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $7,450 |
| $30,001 – $75,000 | $10,913 |
| Over $75,000 | $13,933 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $7,413 |
| Off-campus title-IV students | $7,557 |
To project your own net price, use OPSU’s net price tool: opsu.edu/net-price/.
The middle student in the debt distribution at OPSU owes $7,500 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $7,500 |
| Median federal debt (graduates only) | $12,500 |
| Typical 10-year monthly payment (graduates) | $132.52/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The median alone does not show how widely outcomes vary across the student body. The percentiles below describe the cumulative federal debt distribution for borrowers at OPSU.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $4,750 |
| 75th percentile | $18,322 |
| 90th percentile (highest-debt students) | $27,000 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $5,500 |
| Middle income | $7,500 |
| High income | $10,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,500 |
| Continuing-generation students | $7,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,500 |
| Independent students | $7,442 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. OPSU.
Most undergraduate borrowing runs through the federal Stafford loan program. The annual Stafford volume below reflects program activity at OPSU:
| Metric | Value |
|---|---|
| Stafford loan recipients | 5022 |
| Total Stafford loan amount | $58,503,952 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 6 |
| Total GI Bill amount | $34,284 |
| Average GI Bill amount per recipient | $5,714 |
References
More about our data sources and methodologies.