Here is what you can expect to pay at Olivet Nazarene University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Use the section links below to navigate this overview:
The full cost of attending Olivet Nazarene University amounts to about $50,557.00 annually.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $38,900.00 |
| + Room, board & other expenses | $11,657.00 |
| Total cost | $50,557.00 |
| That is 54% above the national average net price. |
| Total cost | $50,557.00 |
| − Grants and scholarships | −$31,252.00 |
| Net price | $19,305.00 |
| That is 41% below the national average net price. |
| Total cost | $50,557.00 |
| − Grants and scholarships | −$34,749.00 |
| Net price | $15,808.00 |
| That is 52% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page plus room and board. |
Costs have trended upward in recent years by around 1.3% per year, so the four-year total runs well above today’s cost. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.3% | 1.3% | 1.3% |
| Freshman year | $16,012.00 | $19,554.00 | $51,208.00 |
| Senior year | $16,639.00 | $20,319.00 | $53,214.00 |
| Total 4-year net price | $65,295.00 | $79,740.00 | $208,827.00 |
| 10-year loan interest @ 6.8% | $24,875.00 | $30,378.00 | $79,556.00 |
| Total monthly payment | $751.00 | $918.00 | $2,403.00 |
| Total amount paid | $90,171.00 | $110,118.00 | $288,383.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.3% | 1.3% | 1.3% |
| Freshman year | $16,012.00 | $19,554.00 | $51,208.00 |
| Senior year | $16,218.00 | $19,806.00 | $51,868.00 |
| Total 2-year net price | $32,230.00 | $39,359.00 | $103,077.00 |
| 10-year loan interest @ 6.8% | $12,278.00 | $14,995.00 | $39,269.00 |
| Total monthly payment | $371.00 | $453.00 | $1,186.00 |
| Total amount paid | $44,508.00 | $54,354.00 | $142,345.00 |
Read more in the net price section below.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $20,729.00 |
| Average net price (off-campus) | $21,539.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $17,617.00 |
| $30,000 to $48,000 | $17,148.00 |
| $48,001 to $75,000 | $19,653.00 |
| $75,001 to $110,000 | $23,922.00 |
| Over $110,000 | $26,174.00 |
Estimate your specific net price using the school’s Olivet Nazarene University Net Price Calculator, or check with the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
Median graduate debt at Olivet Nazarene University stands at $19,313.00, which the Department of Education classifies as a Low ($10-20k) debt-burden bucket.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,866.00 |
| 25th | $7,860.00 |
| Median (50th) | $19,313.00 |
| 75th | $27,000.00 |
| 90th | $33,500.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Family income tracks closely with debt at graduation. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,250.00 |
| Middle income | $19,000.00 |
| High income | $21,430.00 |
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $17,750.00 |
| Continuing-generation students | $20,694.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt gap between Pell and non-Pell graduates of Olivet Nazarene University comes to $-500.00.
The default-rate category at Olivet Nazarene University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.6% |
For a sense of scale, Stafford disbursements at Olivet Nazarene University come to $345,868,559.00 spread across 17,739 recipients.
Veterans and active-duty service members may qualify for substantial federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 41 |
| Avg GI Bill amount | $22,105.00 |
Explore GI Bill and military aid in detail on the college veterans page.
Use the figures above as a launch point, then think through Olivet Nazarene University, think through the questions below:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.