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How Affordable Is Onondaga Community College?

This guide covers the real cost of attending Onondaga Community College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.

$14,613.00 Cost of Attendance
$8,562.00 Avg Net Price
$5,500.00 Median Grad Debt

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How Much Does It Cost to Attend Onondaga Community College?

Published attendance costs at Onondaga Community College spanned $14,613.00 to $19,903.00 depending on whether you qualify for in-state rates.

In-state students paid the lower published figure, while out-of-state students faced the higher one: around $14,613.00 in-state, rising to $19,903.00 out of state.

Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.

What It Costs Residents (no aid)

Tuition and fees $6,102.00
+ Room, board & other expenses $8,511.00
Total cost $14,613.00
That is 24% below the national average net price.

Average Net Price for Residents (with average aid)

Total cost $14,613.00
− Grants and scholarships −$8,023.00
Net price $6,590.00
That is 66% below the national average net price.

Net Price for Low-Income Residents

Total cost $14,613.00
− Grants and scholarships −$11,095.00
Net price $3,518.00
That is 82% below the national average net price.

Sticker Cost for Non-Residents (no aid)

Tuition and fees $11,392.00
+ Room, board & other expenses $8,511.00
Total cost $19,903.00
That is 3% above the national average net price.

After-Aid Net Price for Non-Residents (with average aid)

Total cost $19,903.00
− Grants and scholarships −$8,023.00
Net price $11,880.00
That is 38% below the national average net price.

Low-Income Net Price for Non-Residents

Total cost $19,903.00
− Grants and scholarships −$11,095.00
Net price $8,808.00
That is 54% below the national average net price.
Go deeper on the components with tuition and fees and room and board.

Projected Degree Cost at Onondaga Community College

Costs have trended upward in recent years by around 1.7% a year, so a full degree will cost more than a single year — the tables below carry that forward. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan totals assume a ten-year repayment at 6.8%.

In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $3,576.00 $6,699.00 $14,856.00
Senior year $3,757.00 $7,039.00 $15,608.00
Total 4-year net price $14,666.00 $27,472.00 $60,918.00
10-year loan interest @ 6.8% $5,587.00 $10,466.00 $23,208.00
Total monthly payment $169.00 $316.00 $701.00
Total amount paid $20,253.00 $37,938.00 $84,126.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $3,576.00 $6,699.00 $14,856.00
Senior year $3,636.00 $6,811.00 $15,102.00
Total 2-year net price $7,212.00 $13,510.00 $29,958.00
10-year loan interest @ 6.8% $2,748.00 $5,147.00 $11,413.00
Total monthly payment $83.00 $155.00 $345.00
Total amount paid $9,960.00 $18,657.00 $41,371.00

Out-of-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $8,954.00 $12,077.00 $20,233.00
Senior year $9,408.00 $12,689.00 $21,258.00
Total 4-year net price $36,719.00 $49,525.00 $82,971.00
10-year loan interest @ 6.8% $13,988.00 $18,867.00 $31,609.00
Total monthly payment $423.00 $570.00 $955.00
Total amount paid $50,707.00 $68,392.00 $114,580.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $8,954.00 $12,077.00 $20,233.00
Senior year $9,103.00 $12,278.00 $20,569.00
Total 2-year net price $18,057.00 $24,355.00 $40,803.00
10-year loan interest @ 6.8% $6,879.00 $9,278.00 $15,544.00
Total monthly payment $208.00 $280.00 $470.00
Total amount paid $24,936.00 $33,633.00 $56,347.00

Read more in the net-price section.

Net Price — What Students Actually Pay at Onondaga Community College

The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.

Average net price (on-campus) $8,562.00
Average net price (off-campus) $7,178.00

Net price varies sharply by family income, dropping as need-based aid grows. The breakdown below splits average net price across income brackets:

Family income Average net price
Under $30,000 $3,993.00
$30,000 to $48,000 $5,787.00
$48,001 to $75,000 $9,695.00
$75,001 to $110,000 $12,676.00
Over $110,000 $13,914.00

Get a tailored estimate from the Onondaga Community College Net Price Calculator, or get in touch with the financial aid office.

Dig into how aid is awarded on the financial aid page.

How Much Do Students Borrow at Onondaga Community College

The median amount borrowed by graduates of Onondaga Community College comes to $5,500.00, which the Department of Education classifies as a Very Low (<$10k) debt-burden bucket.

The full distribution of debt at graduation looks like this:

Percentile Debt at graduation
10th $2,000.00
25th $3,364.00
Median (50th) $5,500.00
75th $10,546.00
90th $15,750.00

How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.

Read the complete debt breakdown on the student loan debt detail.

Debt Outcomes by Family Income at Onondaga Community College

Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:

Family income Median debt at graduation
Low income $5,555.00
Middle income $5,500.00
High income $5,500.00

Low-income borrowers graduate with $55.00 more debt than their high-income peers.

Debt by First-Generation Status at Onondaga Community College

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $5,500.00
Continuing-generation students $5,585.00

Default Rates and Repayment at Onondaga Community College

The federal default-rate classification for Onondaga Community College is Low (<5%).

Window Cohort default rate
2-year 10.6%

For scale, federal Stafford loan disbursements at Onondaga Community College amount to $264,777,470.00 over 29,438 student borrowers.

Questions to Ask Before You Commit

The figures above are a starting point — as you weigh Onondaga Community College, the questions below are worth your time:

Keep Researching about Onondaga Community College

Dig further into the cost picture with the related pages below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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