by our College Data Analytics TeamA lot of students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Orange County Community College can sound tremendous, but do not forget that almost all students get some type of financial help.
Just what financing solutions does SUNY Orange deliver, and just what are you going to be eligible for? Keep scrolling for answers. Read on to find out what amount of financial assistance will be accessible to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Continue reading to find information to help you understand just how much assistance you can expect to receive from Orange County Community College.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For incoming first-year students at Orange County Community College, 74% of first-year full-time students received aid of some kind (about 666 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 66% | $7,957 |
| Institutional grants & scholarships | 13% | $1,317 |
| Federal Pell grants | 50% | $6,054 |
| State/local grants | 60% | $3,252 |
| Federal student loans | 28% | $4,835 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At SUNY Orange, around 39% of undergrads got grants or scholarships worth on average $6,932 (covering around 2097 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 39% | $6,932 |
| Federal Pell grants | 29% | $5,139 |
| Federal student loans | 20% | $6,025 |
On-campus students receiving title-IV aid were awarded grants averaging $8,013.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $4,084 |
| $30,001 – $75,000 | $7,297 |
| Over $75,000 | $13,030 |
Each figure is the net price after grants and scholarships, not the published sticker price.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $6,794 |
| Off-campus title-IV students | $7,442 |
For a personalized estimate based on your family’s financial situation, use SUNY Orange’s net price tool: www.suny.edu/howmuch/netpricecalculator.xhtml?embed=n&headerUrl=www.sunyorange.edu/images/master_header_2011-04-13.jpg&id=62.
The median federal debt load at SUNY Orange comes to $6,500 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,500 |
| Median federal debt (graduates only) | $12,000 |
| Typical 10-year monthly payment (graduates) | $127.22/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Looking only at the median can be misleading because it hides the spread. These percentiles trace how cumulative federal debt is spread among borrowers at SUNY Orange.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,000 |
| 25th percentile | $3,050 |
| 75th percentile | $11,298 |
| 90th percentile (highest-debt students) | $18,310 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $5,784 |
| Middle income | $6,500 |
| High income | $8,250 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,587 |
| Continuing-generation students | $6,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
A handful of calculated indicators summarize the debt outlook at SUNY Orange.
The Stafford loan program is the largest source of federal direct loans to undergraduates. Below is the annual Stafford program activity at SUNY Orange:
| Metric | Value |
|---|---|
| Stafford loan recipients | 12047 |
| Total Stafford loan amount | $118,515,649 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 57 |
| Total GI Bill amount | $240,779 |
| Average GI Bill amount per recipient | $4,224 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.
