by our College Data Analytics TeamMany students will never be charged the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Oregon State University can seem tremendous, but do not forget that almost all students are given some form of financial help.
Just what financial aid solutions can Oregon State deliver, and just what are you going to be eligible for? Keep reading for answers. Read on to find out how much school funding will be available to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Use the information below to understand how much financial assistance you may get from Oregon State University.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
At Oregon State University, 92% of entering full-time freshmen got some type of financial assistance approximately 3784 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 90% | $11,230 |
| Institutional grants & scholarships | 89% | $8,715 |
| Federal Pell grants | 21% | $5,269 |
| State/local grants | 18% | $6,483 |
| Federal student loans | 35% | $5,009 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At Oregon State, about 65% of the undergraduate population received grant aid that averaged $9,665 (for some 19624 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 65% | $9,665 |
| Federal Pell grants | 23% | $5,001 |
| Federal student loans | 33% | $6,848 |
For students living on campus and receiving title-IV aid, grants averaged $12,049.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $13,727 |
| $30,001 – $75,000 | $15,814 |
| Over $75,000 | $25,092 |
Each figure is the net price after grants and scholarships, not the published sticker price.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $19,604 |
| Off-campus title-IV students | $19,568 |
For an estimate tailored to your family circumstances, see Oregon State’s net price tool: financialaid.oregonstate.edu/net-price-calculator.
Graduating students at Oregon State carry a median federal student debt of $15,000 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $15,000 |
| Median federal debt (graduates only) | $21,221 |
| Typical 10-year monthly payment (graduates) | $224.98/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
A single median figure conceals how much debt outcomes differ student to student. The percentiles below describe the cumulative federal debt distribution for borrowers at Oregon State.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,668 |
| 25th percentile | $7,334 |
| 75th percentile | $26,873 |
| 90th percentile (highest-debt students) | $35,661 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $16,000 |
| Middle income | $15,125 |
| High income | $14,000 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,250 |
| Continuing-generation students | $14,250 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $15,000 |
| Independent students | $15,500 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Oregon State.
Stafford loans make up the bulk of federal direct lending to undergraduates. These figures summarize annual Stafford program activity at Oregon State:
| Metric | Value |
|---|---|
| Stafford loan recipients | 67240 |
| Total Stafford loan amount | $1,430,532,921 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 1156 |
| Total GI Bill amount | $11,329,107 |
| Average GI Bill amount per recipient | $9,800 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 325 |
| Total DoD amount | $1,032,023 |
| Average DoD amount per recipient | $3,175 |
References
More about our data sources and methodologies.