by our College Data Analytics TeamHere’s the full picture on paying for Otis College of Art and Design, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
Use the section links below to navigate this overview:
Published attendance costs at Otis College of Art and Design amounts to about $71,880.00 a year.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $56,488.00 |
| + Room, board & other expenses | $15,392.00 |
| Total cost | $71,880.00 |
| That is 119% above the national average net price. |
| Total cost | $71,880.00 |
| − Grants and scholarships | −$24,613.00 |
| Net price | $47,267.00 |
| That is 44% above the national average net price. |
| Total cost | $71,880.00 |
| − Grants and scholarships | −$31,130.00 |
| Net price | $40,750.00 |
| That is 24% above the national average net price. | |
| Explore each piece on the tuition & fees page plus living costs. |
Costs have trended upward in recent years at about 3.5% annually, so the projections below total more than one year of attendance. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.5% | 3.5% | 3.5% |
| Freshman year | $42,182.00 | $48,928.00 | $74,405.00 |
| Senior year | $46,785.00 | $54,268.00 | $82,526.00 |
| Total 4-year net price | $177,828.00 | $206,268.00 | $313,676.00 |
| 10-year loan interest @ 6.8% | $67,746.00 | $78,581.00 | $119,499.00 |
| Total monthly payment | $2,046.00 | $2,374.00 | $3,610.00 |
| Total amount paid | $245,574.00 | $284,848.00 | $433,175.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.5% | 3.5% | 3.5% |
| Freshman year | $42,182.00 | $48,928.00 | $74,405.00 |
| Senior year | $43,664.00 | $50,647.00 | $77,019.00 |
| Total 2-year net price | $85,845.00 | $99,574.00 | $151,425.00 |
| 10-year loan interest @ 6.8% | $32,704.00 | $37,934.00 | $57,687.00 |
| Total monthly payment | $988.00 | $1,146.00 | $1,743.00 |
| Total amount paid | $118,549.00 | $137,508.00 | $209,112.00 |
Read more in the net price section below.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $51,248.00 |
| Average net price (off-campus) | $45,864.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $40,358.00 |
| $30,000 to $48,000 | $39,688.00 |
| $48,001 to $75,000 | $43,733.00 |
| $75,001 to $110,000 | $48,011.00 |
| Over $110,000 | $52,546.00 |
Run your own numbers with the Otis College of Art and Design Net Price Calculator, or contact the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
Typical debt at graduation from Otis College of Art and Design stands at $20,000.00, which the Department of Education classifies as a Moderate ($20-30k) debt-load classification.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $12,116.00 |
| Median (50th) | $20,000.00 |
| 75th | $31,000.00 |
| 90th | $40,000.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $21,500.00 |
| Middle income | $19,500.00 |
| High income | $19,399.00 |
Low-income graduates carry $2,101.00 more debt than high-income graduates.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $20,014.00 |
| Continuing-generation students | $19,500.00 |
First-gen students at Otis College of Art and Design carry $514.00 more than continuing-generation graduates.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt gap between Pell and non-Pell graduates of Otis College of Art and Design is $9,900.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The default-rate category at Otis College of Art and Design is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 8.8% |
To give some context for these rates, Stafford loans disbursed at Otis College of Art and Design add up to $93,879,304.00 across 4,061 borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 20 |
| Avg GI Bill amount | $37,130.00 |
Dig into veteran education benefits on the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing Otis College of Art and Design, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.