by our College Data Analytics TeamMost students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Ottawa University-Ottawa can sound tremendous, but do not forget that almost all students get some type of financial help.
What financial aid options can Ottawa offer, and what will you qualify for? Keep reading for more information. Keep going to learn just how much financial aid will be open to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. The figures below will help you estimate the aid you might receive from Ottawa University-Ottawa.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For incoming first-year students at Ottawa University-Ottawa, 100% of the incoming full-time class was awarded financial aid around 283 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $23,692 |
| Institutional grants & scholarships | 100% | $20,636 |
| Federal Pell grants | 39% | $5,393 |
| State/local grants | 23% | $3,794 |
| Federal student loans | 88% | $5,333 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At Ottawa, roughly 100% of undergraduates were awarded an average grant or scholarship of $25,851 (across approximately 936 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $25,851 |
| Federal Pell grants | 37% | $5,469 |
| Federal student loans | 76% | $6,357 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $23,893.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $23,460 |
| $30,001 – $75,000 | $27,106 |
| Over $75,000 | $30,013 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $27,963 |
| Off-campus title-IV students | $28,083 |
For an estimate tailored to your family circumstances, see Ottawa’s official net price calculator: www.ottawa.edu/ouks/admissions/financial-aid/cost-estimator.
The median student at Ottawa graduates with $12,500 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $12,500 |
| Median federal debt (graduates only) | $21,500 |
| Typical 10-year monthly payment (graduates) | $227.94/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The median alone does not show how widely outcomes vary across the student body. Use the percentiles below to see the debt range at Ottawa.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,197 |
| 25th percentile | $6,383 |
| 75th percentile | $23,500 |
| 90th percentile (highest-debt students) | $32,375 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $12,975 |
| Middle income | $13,726 |
| High income | $12,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $13,000 |
| Continuing-generation students | $12,000 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $10,000 |
| Independent students | $17,123 |
A handful of calculated indicators summarize the debt outlook at Ottawa.
The Stafford loan program is the largest source of federal direct loans to undergraduates. These figures summarize annual Stafford program activity at Ottawa:
| Metric | Value |
|---|---|
| Stafford loan recipients | 19117 |
| Total Stafford loan amount | $492,512,782 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 12 |
| Total GI Bill amount | $287,139 |
| Average GI Bill amount per recipient | $23,928 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.