A large number of students will not be asked to pay the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at Ottawa University-Surprise can feel overpowering, but remember that the majority of students receive some sort of financial assistance.
Just what financing solutions does Ottawa University - Surprise deliver, and just what are you going to be eligible for? Keep scrolling for answers. Keep reading to find out just how much financial aid will be open to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The figures below will help you estimate the aid you might receive from Ottawa University-Surprise.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Among first-time, full-time freshmen at Ottawa University-Surprise, 100% of first-year full-time students received aid of some kind around 200 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $18,321 |
| Institutional grants & scholarships | 100% | $15,533 |
| Federal Pell grants | 46% | $5,287 |
| State/local grants | 11% | $2,603 |
| Federal student loans | 88% | $5,285 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At this school, around 100% of undergraduates were awarded an average grant or scholarship of $21,429 (among about 768 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $21,429 |
| Federal Pell grants | 40% | $5,463 |
| Federal student loans | 73% | $6,529 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $18,777.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $31,982 |
| $30,001 – $75,000 | $34,056 |
| Over $75,000 | $36,485 |
Each figure is the net price after grants and scholarships, not the published sticker price.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $33,393 |
| Off-campus title-IV students | $35,081 |
For a personalized estimate based on your family’s financial situation, use Ottawa University - Surprise’s official net price calculator: www.ottawa.edu/ouaz/admissions/financial-aid.
A typical borrower at Ottawa University - Surprise leaves with $12,500 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $12,500 |
| Median federal debt (graduates only) | $21,500 |
| Typical 10-year monthly payment (graduates) | $227.94/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Looking only at the median can be misleading because it hides the spread. Use the percentiles below to see the debt range at Ottawa University - Surprise.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,197 |
| 25th percentile | $6,383 |
| 75th percentile | $23,500 |
| 90th percentile (highest-debt students) | $32,375 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $12,975 |
| Middle income | $13,726 |
| High income | $12,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $13,000 |
| Continuing-generation students | $12,000 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $10,000 |
| Independent students | $17,123 |
A handful of calculated indicators summarize the debt outlook at Ottawa University - Surprise.
Stafford loans are the federal government’s primary direct undergraduate lending program. The aggregate figures below show how active the program is at Ottawa University - Surprise:
| Metric | Value |
|---|---|
| Stafford loan recipients | 19117 |
| Total Stafford loan amount | $492,512,782 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 16 |
| Total GI Bill amount | $333,647 |
| Average GI Bill amount per recipient | $20,853 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.