by our College Data Analytics TeamBelow is the data on what it actually costs to attend Otterbein University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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Published attendance costs at Otterbein University works out to about $47,865.00 per year.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $35,548.00 |
| + Room, board & other expenses | $12,317.00 |
| Total cost | $47,865.00 |
| That is 46% above the national average net price. |
| Total cost | $47,865.00 |
| − Grants and scholarships | −$29,084.00 |
| Net price | $18,781.00 |
| That is 43% below the national average net price. |
| Total cost | $47,865.00 |
| − Grants and scholarships | −$35,863.00 |
| Net price | $12,002.00 |
| That is 63% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page plus room and board. |
Cost of attendance here has been rising by around 1.8% annually, so the projections below total more than one year of attendance. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.8% | 1.8% | 1.8% |
| Freshman year | $12,221.00 | $19,123.00 | $48,737.00 |
| Senior year | $12,901.00 | $20,187.00 | $51,449.00 |
| Total 4-year net price | $50,235.00 | $78,608.00 | $200,340.00 |
| 10-year loan interest @ 6.8% | $19,138.00 | $29,947.00 | $76,322.00 |
| Total monthly payment | $578.00 | $905.00 | $2,306.00 |
| Total amount paid | $69,372.00 | $108,555.00 | $276,662.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.8% | 1.8% | 1.8% |
| Freshman year | $12,221.00 | $19,123.00 | $48,737.00 |
| Senior year | $12,443.00 | $19,471.00 | $49,625.00 |
| Total 2-year net price | $24,664.00 | $38,595.00 | $98,362.00 |
| 10-year loan interest @ 6.8% | $9,396.00 | $14,703.00 | $37,472.00 |
| Total monthly payment | $284.00 | $444.00 | $1,132.00 |
| Total amount paid | $34,060.00 | $53,298.00 | $135,834.00 |
Read more in the Net Price section.
The net price figure shows the cost after grants and scholarships are deducted. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $19,237.00 |
| Average net price (off-campus) | $22,315.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $16,326.00 |
| $30,000 to $48,000 | $15,057.00 |
| $48,001 to $75,000 | $20,323.00 |
| $75,001 to $110,000 | $23,815.00 |
| Over $110,000 | $25,227.00 |
Use Otterbein University Net Price Calculator, or contact the financial aid office.
Dig into how aid is awarded on the grants & scholarships detail.
Median graduate debt at Otterbein University works out to $20,500.00, placing the school in the Moderate ($20-30k) burden tier.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,250.00 |
| 25th | $8,750.00 |
| Median (50th) | $20,500.00 |
| 75th | $27,000.00 |
| 90th | $34,588.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Debt at graduation is far from uniform across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $19,000.00 |
| Middle income | $20,200.00 |
| High income | $21,250.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $21,125.00 |
| Continuing-generation students | $20,000.00 |
First-generation borrowers from Otterbein University hold $1,125.00 more debt than continuing-generation students.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt gap between Pell and non-Pell graduates of Otterbein University is $2,096.00. This institution is flagged by federal data for Pell-debt inequity.
The default-rate category at Otterbein University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.4% |
To put the rates in context, Stafford loans at Otterbein University total $216,746,801.00 across 10,676 loan recipients.
Veterans and active-duty students can access dedicated federal education aid like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 23 |
| Avg GI Bill amount | $24,326.00 |
| DoD Tuition Assistance recipients | 3 |
| Avg DoD Tuition Assistance | $2,688.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh Otterbein University, a few questions are worth asking:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.