by our College Data Analytics TeamA lot of students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at University of Holy Cross can sound overwhelming, but bear in mind that many students get some type of financial aid.
What financial assistance options will UHC offer you, and what will you qualify for? Read on for more information. Scroll down to see what amount of financial assistance could be accessible to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Read on to get a sense of the financial assistance available at University of Holy Cross.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Among first-time, full-time freshmen at University of Holy Cross, 100% of entering full-time freshmen got some type of financial assistance approximately 33 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 97% | $12,861 |
| Institutional grants & scholarships | 76% | $7,499 |
| Federal Pell grants | 42% | $5,908 |
| State/local grants | 79% | $5,168 |
| Federal student loans | 55% | $5,722 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At this school, about 40% of undergraduates were awarded an average grant or scholarship of $8,875 (across roughly 298 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 40% | $8,875 |
| Federal Pell grants | 28% | $5,014 |
| Federal student loans | 34% | $7,453 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $11,906.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $17,352 |
| $30,001 – $75,000 | $16,673 |
| Over $75,000 | $16,756 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $15,635 |
| Off-campus title-IV students | $13,593 |
For an estimate tailored to your family circumstances, see UHC’s NPC: selfservice.uhcno.edu/calculator/.
Graduating students at UHC carry a median federal student debt of $19,500 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $19,500 |
| Median federal debt (graduates only) | $26,995 |
| Typical 10-year monthly payment (graduates) | $286.19/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Looking only at the median can be misleading because it hides the spread. Use the percentiles below to see the debt range at UHC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $6,250 |
| 75th percentile | $28,000 |
| 90th percentile (highest-debt students) | $42,000 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $20,099 |
| Middle income | $18,750 |
| High income | $19,301 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $18,969 |
| Continuing-generation students | $21,375 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $18,500 |
| Independent students | $21,354 |
These indicators are derived from the underlying debt data and summarize the overall picture at UHC.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The aggregate figures below show how active the program is at UHC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 5989 |
| Total Stafford loan amount | $167,619,891 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 15 |
| Total GI Bill amount | $75,728 |
| Average GI Bill amount per recipient | $5,049 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 4 |
| Total DoD amount | $12,000 |
| Average DoD amount per recipient | $3,000 |
References
More about our data sources and methodologies.