by our College Data Analytics TeamHere is what you can expect to pay at Our Lady of the Lake University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Want a specific number? Skip ahead to any section using the links below:
The full cost of attending Our Lady of the Lake University comes to about $42,137.00 per academic year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $32,106.00 |
| + Room, board & other expenses | $10,031.00 |
| Total cost | $42,137.00 |
| That is 28% above the national average net price. |
| Total cost | $42,137.00 |
| − Grants and scholarships | −$26,423.00 |
| Net price | $15,714.00 |
| That is 52% below the national average net price. |
| Total cost | $42,137.00 |
| − Grants and scholarships | −$26,629.00 |
| Net price | $15,508.00 |
| That is 53% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus room and board. |
The reported cost series has been increasing at a recent average of 2.4% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $15,877.00 | $16,088.00 | $43,139.00 |
| Senior year | $17,037.00 | $17,263.00 | $46,291.00 |
| Total 4-year net price | $65,809.00 | $66,683.00 | $178,811.00 |
| 10-year loan interest @ 6.8% | $25,071.00 | $25,404.00 | $68,121.00 |
| Total monthly payment | $757.00 | $767.00 | $2,058.00 |
| Total amount paid | $90,880.00 | $92,087.00 | $246,932.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $15,877.00 | $16,088.00 | $43,139.00 |
| Senior year | $16,254.00 | $16,470.00 | $44,165.00 |
| Total 2-year net price | $32,131.00 | $32,558.00 | $87,304.00 |
| 10-year loan interest @ 6.8% | $12,241.00 | $12,403.00 | $33,260.00 |
| Total monthly payment | $370.00 | $375.00 | $1,005.00 |
| Total amount paid | $44,372.00 | $44,962.00 | $120,564.00 |
Read more in the net price section below.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $16,442.00 |
| Average net price (off-campus) | $17,760.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $17,664.00 |
| $30,000 to $48,000 | $24,620.00 |
| $48,001 to $75,000 | $16,021.00 |
| $75,001 to $110,000 | $14,902.00 |
| Over $110,000 | $19,614.00 |
For a personalized estimate, try the Our Lady of the Lake University Net Price Calculator, or contact the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
The typical debt load for borrowers leaving Our Lady of the Lake University works out to $17,084.00, categorized as a Low ($10-20k) debt-burden category.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,750.00 |
| 25th | $7,500.00 |
| Median (50th) | $17,084.00 |
| 75th | $27,500.00 |
| 90th | $38,250.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Debt at graduation is far from uniform across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $18,171.00 |
| Middle income | $17,500.00 |
| High income | $15,000.00 |
Graduates from lower-income families carry $3,171.00 more debt than high-income graduates.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $17,017.00 |
| Continuing-generation students | $17,251.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell vs non-Pell debt gap at Our Lady of the Lake University works out to $4,500.00. Federal data flags this school for Pell-related debt inequity.
The default-rate classification at Our Lady of the Lake University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.9% |
For a sense of scale, Stafford disbursements at Our Lady of the Lake University total $605,316,290.00 over 18,076 loan recipients.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 83 |
| Avg GI Bill amount | $16,628.00 |
| DoD Tuition Assistance recipients | 10 |
| Avg DoD Tuition Assistance | $1,701.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
The data above is a foundation; round it out by asking yourself about Our Lady of the Lake University, a few questions are worth asking:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.