by our College Data Analytics TeamThis guide covers the real cost of attending Owens Community College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The full cost of attending Owens Community College came in between $14,019.00 and $18,651.00 based on in-state versus out-of-state status.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: about $14,019.00 in-state, rising to $18,651.00 for non-residents.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $5,870.00 |
| + Room, board & other expenses | $8,149.00 |
| Total cost | $14,019.00 |
| That is 27% below the national average net price. |
| Total cost | $14,019.00 |
| − Grants and scholarships | −$4,067.00 |
| Net price | $9,952.00 |
| That is 48% below the national average net price. |
| Total cost | $14,019.00 |
| − Grants and scholarships | −$6,222.00 |
| Net price | $7,797.00 |
| That is 59% below the national average net price. |
| Tuition and fees | $10,502.00 |
| + Room, board & other expenses | $8,149.00 |
| Total cost | $18,651.00 |
| That is 3% below the national average net price. |
| Total cost | $18,651.00 |
| − Grants and scholarships | −$4,067.00 |
| Net price | $14,584.00 |
| That is 24% below the national average net price. |
| Total cost | $18,651.00 |
| − Grants and scholarships | −$6,222.00 |
| Net price | $12,429.00 |
| That is 35% below the national average net price. | |
| Explore each piece on tuition and fees and room and board. |
Costs have trended upward in recent years at a recent average of 2.4% per year, so the four-year total runs well above today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $7,984.00 | $10,190.00 | $14,355.00 |
| Senior year | $8,571.00 | $10,940.00 | $15,411.00 |
| Total 4-year net price | $33,101.00 | $42,250.00 | $59,516.00 |
| 10-year loan interest @ 6.8% | $12,610.00 | $16,096.00 | $22,673.00 |
| Total monthly payment | $381.00 | $486.00 | $685.00 |
| Total amount paid | $45,712.00 | $58,346.00 | $82,189.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $7,984.00 | $10,190.00 | $14,355.00 |
| Senior year | $8,175.00 | $10,435.00 | $14,699.00 |
| Total 2-year net price | $16,159.00 | $20,625.00 | $29,054.00 |
| 10-year loan interest @ 6.8% | $6,156.00 | $7,857.00 | $11,068.00 |
| Total monthly payment | $186.00 | $237.00 | $334.00 |
| Total amount paid | $22,315.00 | $28,482.00 | $40,122.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $12,727.00 | $14,933.00 | $19,098.00 |
| Senior year | $13,664.00 | $16,033.00 | $20,504.00 |
| Total 4-year net price | $52,766.00 | $61,915.00 | $79,180.00 |
| 10-year loan interest @ 6.8% | $20,102.00 | $23,587.00 | $30,165.00 |
| Total monthly payment | $607.00 | $713.00 | $911.00 |
| Total amount paid | $72,868.00 | $85,502.00 | $109,345.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $12,727.00 | $14,933.00 | $19,098.00 |
| Senior year | $13,032.00 | $15,291.00 | $19,555.00 |
| Total 2-year net price | $25,758.00 | $30,225.00 | $38,653.00 |
| 10-year loan interest @ 6.8% | $9,813.00 | $11,514.00 | $14,725.00 |
| Total monthly payment | $296.00 | $348.00 | $445.00 |
| Total amount paid | $35,571.00 | $41,739.00 | $53,379.00 |
For the complete net-price picture, see the net price section below.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $10,369.00 |
| Average net price (off-campus) | $10,202.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $8,496.00 |
| $30,000 to $48,000 | $8,401.00 |
| $48,001 to $75,000 | $10,883.00 |
| $75,001 to $110,000 | $12,841.00 |
| Over $110,000 | $12,990.00 |
Run your own numbers with the Owens Community College Net Price Calculator, or reach out to the financial aid office.
Dig into how aid is awarded on the grants & scholarships detail.
The typical debt load for borrowers leaving Owens Community College works out to $8,731.00, which the Department of Education classifies as a Very Low (<$10k) debt-burden bucket.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,750.00 |
| 25th | $3,300.00 |
| Median (50th) | $8,731.00 |
| 75th | $15,297.00 |
| 90th | $28,001.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student loan debt detail.
Debt outcomes vary substantially with family income. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $8,939.00 |
| Middle income | $8,749.00 |
| High income | $8,250.00 |
Low-income graduates carry $689.00 more debt than their high-income peers.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $8,750.00 |
| Continuing-generation students | $8,500.00 |
First-generation graduates from Owens Community College graduate with $250.00 more than continuing-generation graduates.
The Pell Grant is the main federal need-based award for undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The Pell-versus-non-Pell median debt difference at Owens Community College comes to $2,419.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The default-rate classification at Owens Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 25.5% |
For context on the loan portfolio, Stafford disbursements at Owens Community College add up to $742,912,308.00 across 50,318 student borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 95 |
| Avg GI Bill amount | $4,163.00 |
| DoD Tuition Assistance recipients | 24 |
| Avg DoD Tuition Assistance | $3,398.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
The figures above are a starting point — as you weigh Owens Community College, the questions below are worth your time:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.