by our College Data Analytics TeamHere’s the full picture on paying for Ozarka College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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The full cost of attending Ozarka College fell between $11,461.00 ranging to $14,461.00 depending on your residency status.
Where you live mattered — in-state students paid less than out-of-state students: close to $11,461.00 in-state compared with $14,461.00 for non-residents.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $3,820.00 |
| + Room, board & other expenses | $7,641.00 |
| Total cost | $11,461.00 |
| That is 40% below the national average net price. |
| Total cost | $11,461.00 |
| − Grants and scholarships | −$7,526.00 |
| Net price | $3,935.00 |
| That is 80% below the national average net price. |
| Total cost | $11,461.00 |
| − Grants and scholarships | −$8,351.00 |
| Net price | $3,110.00 |
| That is 84% below the national average net price. |
| Tuition and fees | $6,820.00 |
| + Room, board & other expenses | $7,641.00 |
| Total cost | $14,461.00 |
| That is 25% below the national average net price. |
| Total cost | $14,461.00 |
| − Grants and scholarships | −$7,526.00 |
| Net price | $6,935.00 |
| That is 64% below the national average net price. |
| Total cost | $14,461.00 |
| − Grants and scholarships | −$8,351.00 |
| Net price | $6,110.00 |
| That is 68% below the national average net price. | |
| Explore each piece on tuition and fees plus room and board. |
Published costs have climbed year over year at about 8.1% per year, so the four-year total runs well above today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 8.1% | 8.1% | 8.1% |
| Freshman year | $3,361.00 | $4,253.00 | $12,386.00 |
| Senior year | $4,242.00 | $5,368.00 | $15,634.00 |
| Total 4-year net price | $15,161.00 | $19,183.00 | $55,872.00 |
| 10-year loan interest @ 6.8% | $5,776.00 | $7,308.00 | $21,285.00 |
| Total monthly payment | $174.00 | $221.00 | $643.00 |
| Total amount paid | $20,937.00 | $26,491.00 | $77,158.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 8.1% | 8.1% | 8.1% |
| Freshman year | $3,361.00 | $4,253.00 | $12,386.00 |
| Senior year | $3,632.00 | $4,596.00 | $13,386.00 |
| Total 2-year net price | $6,993.00 | $8,848.00 | $25,772.00 |
| 10-year loan interest @ 6.8% | $2,664.00 | $3,371.00 | $9,818.00 |
| Total monthly payment | $80.00 | $102.00 | $297.00 |
| Total amount paid | $9,658.00 | $12,219.00 | $35,590.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 8.1% | 8.1% | 8.1% |
| Freshman year | $6,603.00 | $7,495.00 | $15,628.00 |
| Senior year | $8,335.00 | $9,460.00 | $19,726.00 |
| Total 4-year net price | $29,786.00 | $33,808.00 | $70,497.00 |
| 10-year loan interest @ 6.8% | $11,347.00 | $12,880.00 | $26,857.00 |
| Total monthly payment | $343.00 | $389.00 | $811.00 |
| Total amount paid | $41,134.00 | $46,688.00 | $97,354.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 8.1% | 8.1% | 8.1% |
| Freshman year | $6,603.00 | $7,495.00 | $15,628.00 |
| Senior year | $7,136.00 | $8,100.00 | $16,890.00 |
| Total 2-year net price | $13,739.00 | $15,594.00 | $32,518.00 |
| 10-year loan interest @ 6.8% | $5,234.00 | $5,941.00 | $12,388.00 |
| Total monthly payment | $158.00 | $179.00 | $374.00 |
| Total amount paid | $18,974.00 | $21,535.00 | $44,906.00 |
Jump to the net-price detail in the Net Price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $4,543.00 |
| Average net price (off-campus) | $4,396.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $4,769.00 |
| $30,000 to $48,000 | $5,231.00 |
| $48,001 to $75,000 | $3,373.00 |
| $75,001 to $110,000 | $1,795.00 |
Use Ozarka College Net Price Calculator, or get in touch with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
Median graduate debt at Ozarka College stands at $7,713.00, which federal data classifies as a Very Low (<$10k) burden tier.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,750.00 |
| 25th | $3,000.00 |
| Median (50th) | $7,713.00 |
| 75th | $15,850.00 |
| 90th | $25,750.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,415.00 |
| Middle income | $5,375.00 |
| High income | $3,900.00 |
On average, low-income graduates leave with $5,515.00 in additional median debt versus high-income graduates.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $8,100.00 |
| Continuing-generation students | $4,750.00 |
First-generation graduates from Ozarka College hold $3,350.00 more median debt than continuing-generation peers.
The Pell Grant is the main federal need-based award for undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt gap between Pell and non-Pell graduates of Ozarka College comes to $5,000.00. This institution is flagged by federal data for Pell-debt inequity.
The federal default-rate classification for Ozarka College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 21.4% |
To give some context for these rates, Stafford loans disbursed at Ozarka College total $53,884,065.00 covering 3,620 student borrowers.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 9 |
| Avg GI Bill amount | $4,856.00 |
Dig into veteran education benefits on the veterans benefits detail.
The data above is a foundation; round it out by asking yourself about Ozarka College, think through the questions below:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.