The majority of students are not billed the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Pacific College of Health and Science can sound tremendous, but do not forget that almost all students get some type of financial help.
Just what financial aid solutions can Pacific College New York deliver, and just what are you going to be eligible for? Keep reading for answers. Keep reading to see just how much financial aid could be open to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. The figures below will help you estimate the aid you might receive from Pacific College of Health and Science.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For freshmen starting at Pacific College of Health and Science, 20% of first-time, full-time freshmen received some form of financial aid some 13 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 20% | $2,352 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 20% | $2,352 |
| State/local grants | 0% | — |
| Federal student loans | 12% | $4,457 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At this school, approximately 23% of the undergraduate population received grant aid that averaged $1,775 (among about 70 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 23% | $1,775 |
| Federal Pell grants | 23% | $1,775 |
| Federal student loans | 36% | $2,039 |
Title-IV recipients living on campus saw average grant aid of $2,352.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $45,855 |
| $30,001 – $75,000 | $47,300 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $57,004 |
| Off-campus title-IV students | $46,892 |
For a personalized estimate based on your family’s financial situation, use Pacific College New York’s online cost calculator: app.meadowfi.com/pacificcollege.
Graduating students at Pacific College New York carry a median federal student debt of $9,500 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $9,500 |
| Median federal debt (graduates only) | $12,271 |
| Typical 10-year monthly payment (graduates) | $130.09/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
A single median figure conceals how much debt outcomes differ student to student. Use the percentiles below to see the debt range at Pacific College New York.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,800 |
| 25th percentile | $6,250 |
| 75th percentile | $20,500 |
| 90th percentile (highest-debt students) | $29,500 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $9,500 |
| High income | $7,104 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $9,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,104 |
| Independent students | $9,500 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Pacific College New York.
Most undergraduate borrowing runs through the federal Stafford loan program. Below is the annual Stafford program activity at Pacific College New York:
| Metric | Value |
|---|---|
| Stafford loan recipients | 6331 |
| Total Stafford loan amount | $386,843,024 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 7 |
| Total GI Bill amount | $100,001 |
| Average GI Bill amount per recipient | $14,286 |
References
More about our data sources and methodologies.