by our College Data Analytics TeamHere is what you can expect to pay at Pacific University, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
If you want to dig into a particular figure, jump to any section below:
The total published cost of attendance at Pacific University works out to about $69,330.00 for a single academic year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $56,374.00 |
| + Room, board & other expenses | $12,956.00 |
| Total cost | $69,330.00 |
| That is 111% above the national average net price. |
| Total cost | $69,330.00 |
| − Grants and scholarships | −$37,101.00 |
| Net price | $32,229.00 |
| That is 2% below the national average net price. |
| Total cost | $69,330.00 |
| − Grants and scholarships | −$49,056.00 |
| Net price | $20,274.00 |
| That is 38% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees and room and board. |
Published costs have climbed year over year at about 4.0% annually, so the projections below total more than one year of attendance. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.0% | 4.0% | 4.0% |
| Freshman year | $21,092.00 | $33,529.00 | $72,126.00 |
| Senior year | $23,748.00 | $37,751.00 | $81,209.00 |
| Total 4-year net price | $89,609.00 | $142,449.00 | $306,431.00 |
| 10-year loan interest @ 6.8% | $34,138.00 | $54,268.00 | $116,739.00 |
| Total monthly payment | $1,031.00 | $1,639.00 | $3,526.00 |
| Total amount paid | $123,747.00 | $196,717.00 | $423,171.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.0% | 4.0% | 4.0% |
| Freshman year | $21,092.00 | $33,529.00 | $72,126.00 |
| Senior year | $21,942.00 | $34,881.00 | $75,035.00 |
| Total 2-year net price | $43,034.00 | $68,410.00 | $147,161.00 |
| 10-year loan interest @ 6.8% | $16,394.00 | $26,062.00 | $56,063.00 |
| Total monthly payment | $495.00 | $787.00 | $1,694.00 |
| Total amount paid | $59,428.00 | $94,471.00 | $203,224.00 |
See the full net-price breakdown in the net-price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $35,273.00 |
| Average net price (off-campus) | $35,350.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $22,238.00 |
| $30,000 to $48,000 | $25,979.00 |
| $48,001 to $75,000 | $28,427.00 |
| $75,001 to $110,000 | $36,060.00 |
| Over $110,000 | $40,153.00 |
Get a tailored estimate from the Pacific University Net Price Calculator, or reach out to the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
The median amount borrowed by graduates of Pacific University comes to $17,036.00, categorized as a Low ($10-20k) debt-burden bucket.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,415.00 |
| 25th | $9,025.00 |
| Median (50th) | $17,036.00 |
| 75th | $27,000.00 |
| 90th | $34,500.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,034.00 |
| Middle income | $17,750.00 |
| High income | $17,762.00 |
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $16,750.00 |
| Continuing-generation students | $17,566.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt difference between Pell-eligible and non-Pell graduates of Pacific University amounts to $4,250.00. This school carries a federal Pell-debt-inequity flag.
The default-rate category at Pacific University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 1.3% |
To give some context for these rates, Stafford loans disbursed at Pacific University reach $679,400,162.00 over 14,517 borrowers.
Veterans and active-duty students can access dedicated federal education aid like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 86 |
| Avg GI Bill amount | $35,004.00 |
Read more about military and veteran aid on the veterans benefits detail.
Numbers only tell part of the story. As you weigh Pacific University, think through the questions below:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.