by our College Data Analytics TeamHere’s the full picture on paying for Paine College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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The cost of attendance at Paine College comes to about $27,310.00 per year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $14,596.00 |
| + Room, board & other expenses | $12,714.00 |
| Total cost | $27,310.00 |
| That is 17% below the national average net price. |
| Total cost | $27,310.00 |
| − Grants and scholarships | −$10,761.00 |
| Net price | $16,549.00 |
| That is 50% below the national average net price. |
| Total cost | $27,310.00 |
| − Grants and scholarships | −$12,109.00 |
| Net price | $15,201.00 |
| That is 54% below the national average net price. | |
| For the full breakdown, see the tuition & fees page plus living costs. |
The projections below extend the current annual cost across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $15,201.00 | $16,549.00 | $27,310.00 |
| Senior year | $15,201.00 | $16,549.00 | $27,310.00 |
| Total 4-year net price | $60,804.00 | $66,196.00 | $109,240.00 |
| 10-year loan interest @ 6.8% | $23,164.00 | $25,218.00 | $41,617.00 |
| Total monthly payment | $700.00 | $762.00 | $1,257.00 |
| Total amount paid | $83,968.00 | $91,414.00 | $150,857.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $15,201.00 | $16,549.00 | $27,310.00 |
| Senior year | $15,201.00 | $16,549.00 | $27,310.00 |
| Total 2-year net price | $30,402.00 | $33,098.00 | $54,620.00 |
| 10-year loan interest @ 6.8% | $11,582.00 | $12,609.00 | $20,808.00 |
| Total monthly payment | $350.00 | $381.00 | $629.00 |
| Total amount paid | $41,984.00 | $45,707.00 | $75,428.00 |
| Jump to the net-price detail in the Net Price section. |
Net price strips out grant and scholarship aid to show what families really pay. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $16,670.00 |
| Average net price (off-campus) | $15,074.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $15,133.00 |
| $30,000 to $48,000 | $10,480.00 |
| $48,001 to $75,000 | $20,287.00 |
| $75,001 to $110,000 | $18,051.00 |
Use Paine College Net Price Calculator, or reach out to the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
The typical debt load for borrowers leaving Paine College comes to $11,000.00, which the Department of Education classifies as a Low ($10-20k) debt-load classification.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,750.00 |
| 25th | $7,500.00 |
| Median (50th) | $11,000.00 |
| 75th | $29,750.00 |
| 90th | $45,500.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $11,000.00 |
| Middle income | $11,000.00 |
| High income | $10,750.00 |
Low-income graduates carry $250.00 in additional median debt versus high-income graduates.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $11,000.00 |
| Continuing-generation students | $13,000.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The gap between Pell-eligible and non-Pell median debt at Paine College comes to $250.00. This institution is flagged by federal data for Pell-debt inequity.
The Department of Education default-rate tier for Paine College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 18.5% |
To give some context for these rates, Stafford loans disbursed at Paine College amount to $123,856,147.00 across 6,056 disbursements.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 7 |
| Avg GI Bill amount | $14,482.00 |
Dig into veteran education benefits on the veterans benefits detail.
The figures above are a starting point — as you weigh Paine College, a few questions are worth asking:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.