by our College Data Analytics TeamHere’s the full picture on paying for Panola College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
If you want to dig into a particular figure, jump to any section below:
Published attendance costs at Panola College ranged from $12,950.00 through $14,102.00 depending on residency and living arrangement.
In-state residents qualified for the lower cost, with out-of-state students paying more: close to $12,950.00 in-state, rising to $14,102.00 for non-residents.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $4,080.00 |
| + Room, board & other expenses | $8,870.00 |
| Total cost | $12,950.00 |
| That is 33% below the national average net price. |
| Total cost | $12,950.00 |
| − Grants and scholarships | −$8,438.00 |
| Net price | $4,512.00 |
| That is 77% below the national average net price. |
| Total cost | $12,950.00 |
| − Grants and scholarships | −$8,738.00 |
| Net price | $4,212.00 |
| That is 78% below the national average net price. |
| Tuition and fees | $5,232.00 |
| + Room, board & other expenses | $8,870.00 |
| Total cost | $14,102.00 |
| That is 27% below the national average net price. |
| Total cost | $14,102.00 |
| − Grants and scholarships | −$8,438.00 |
| Net price | $5,664.00 |
| That is 71% below the national average net price. |
| Total cost | $14,102.00 |
| − Grants and scholarships | −$8,738.00 |
| Net price | $5,364.00 |
| That is 72% below the national average net price. | |
| For the full breakdown, see the tuition & fees page and room and board. |
The reported cost series has been increasing at a recent average of 3.8% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $4,372.00 | $4,683.00 | $13,441.00 |
| Senior year | $4,887.00 | $5,236.00 | $15,027.00 |
| Total 4-year net price | $18,505.00 | $19,823.00 | $56,895.00 |
| 10-year loan interest @ 6.8% | $7,050.00 | $7,552.00 | $21,675.00 |
| Total monthly payment | $213.00 | $228.00 | $655.00 |
| Total amount paid | $25,555.00 | $27,375.00 | $78,570.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $4,372.00 | $4,683.00 | $13,441.00 |
| Senior year | $4,537.00 | $4,860.00 | $13,950.00 |
| Total 2-year net price | $8,909.00 | $9,543.00 | $27,390.00 |
| 10-year loan interest @ 6.8% | $3,394.00 | $3,636.00 | $10,435.00 |
| Total monthly payment | $103.00 | $110.00 | $315.00 |
| Total amount paid | $12,303.00 | $13,179.00 | $37,825.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $5,567.00 | $5,879.00 | $14,636.00 |
| Senior year | $6,224.00 | $6,572.00 | $16,363.00 |
| Total 4-year net price | $23,566.00 | $24,884.00 | $61,956.00 |
| 10-year loan interest @ 6.8% | $8,978.00 | $9,480.00 | $23,603.00 |
| Total monthly payment | $271.00 | $286.00 | $713.00 |
| Total amount paid | $32,544.00 | $34,364.00 | $85,559.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $5,567.00 | $5,879.00 | $14,636.00 |
| Senior year | $5,778.00 | $6,101.00 | $15,191.00 |
| Total 2-year net price | $11,345.00 | $11,980.00 | $29,827.00 |
| 10-year loan interest @ 6.8% | $4,322.00 | $4,564.00 | $11,363.00 |
| Total monthly payment | $131.00 | $138.00 | $343.00 |
| Total amount paid | $15,667.00 | $16,544.00 | $41,190.00 |
See the full net-price breakdown in the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $5,216.00 |
| Average net price (off-campus) | $7,429.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $6,434.00 |
| $30,000 to $48,000 | $7,066.00 |
| $48,001 to $75,000 | $9,880.00 |
| $75,001 to $110,000 | $9,527.00 |
| Over $110,000 | $8,414.00 |
Use Panola College Net Price Calculator, or reach out to the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
Median graduate debt at Panola College comes to $6,000.00, categorized as a Very Low (<$10k) burden tier.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,750.00 |
| 25th | $2,750.00 |
| Median (50th) | $6,000.00 |
| 75th | $9,636.00 |
| 90th | $16,249.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $6,842.00 |
| Middle income | $5,500.00 |
| High income | $5,500.00 |
On average, low-income graduates leave with $1,342.00 in extra median debt compared with high-income peers.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $5,909.00 |
| Continuing-generation students | $6,500.00 |
Pell Grants are the largest source of federal need-based aid for undergrads. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The gap between Pell-eligible and non-Pell median debt at Panola College comes to $1,101.00. This institution is flagged by federal data for Pell-debt inequity.
The default-rate classification at Panola College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 9.2% |
For a sense of scale, Stafford disbursements at Panola College amount to $35,527,932.00 covering 4,240 disbursements.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 23 |
| Avg GI Bill amount | $2,114.00 |
Dig into veteran education benefits on the veterans benefits detail.
Beyond the data above, it helps to ask a few questions when weighing Panola College, think through the questions below:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.