by our College Data Analytics TeamMost students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to Passaic County Community College can appear tremendous, but do not forget that almost all students obtain some kind of financial help.
Just what financial aid solutions can PCCC provide, and just what are you going to be eligible for? Keep reading for answers. Scroll down to see how much school funding could be available to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The information provided on this page can help you determine how much aid you may receive from Passaic County Community College.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
For freshmen starting at Passaic County Community College, 95% of first-year full-time students received aid of some kind some 483 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 84% | $7,185 |
| Institutional grants & scholarships | 8% | $799 |
| Federal Pell grants | 74% | $5,738 |
| State/local grants | 55% | $2,393 |
| Federal student loans | 9% | $5,015 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At PCCC, about 72% of undergraduate students received gift aid averaging $5,151 (among about 3735 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 72% | $5,151 |
| Federal Pell grants | 61% | $4,321 |
| Federal student loans | 11% | $5,128 |
Title-IV recipients living on campus saw average grant aid of $5,993.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $7,353 |
| $30,001 – $75,000 | $8,543 |
| Over $75,000 | $10,257 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $7,761 |
| Off-campus title-IV students | $7,857 |
For a customized cost estimate, visit PCCC’s net price calculator: web.pccc.edu/netprice/.
The median student at PCCC graduates with $5,500 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,500 |
| Median federal debt (graduates only) | $7,536 |
| Typical 10-year monthly payment (graduates) | $79.89/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
A single median figure conceals how much debt outcomes differ student to student. Use the percentiles below to see the debt range at PCCC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,500 |
| 25th percentile | $2,250 |
| 75th percentile | $7,644 |
| 90th percentile (highest-debt students) | $13,768 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $5,500 |
| Middle income | $5,418 |
| High income | $5,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,500 |
| Continuing-generation students | $5,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $7,527 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. PCCC.
The Stafford program is the federal direct-loan vehicle most undergraduates use. Below is the annual Stafford program activity at PCCC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 3835 |
| Total Stafford loan amount | $29,283,850 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 32 |
| Total GI Bill amount | $69,333 |
| Average GI Bill amount per recipient | $2,167 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 1 |
| Total DoD amount | $810 |
| Average DoD amount per recipient | $810 |
References
More about our data sources and methodologies.