by our College Data Analytics TeamHere you will find what students actually borrow to attend Paul Mitchell the School Mclean, including completion-adjusted borrowing and a standard repayment estimate. These figures are reported by the Department of Education and IPEDS.
The median student at Paul Mitchell the School Mclean borrows $9,833 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,833 |
| Students who completed (graduates) | $13,000 |
| Students who withdrew | $5,443 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Paul Mitchell the School Mclean.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $6,500 |
| 75th percentile | $13,000 |
| 90th percentile (highest-debt students) | $16,500 |
How wide this percentile range is tells you how much borrowing varies across students at Paul Mitchell the School Mclean.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Paul Mitchell the School Mclean.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 84 | $8,950 |
| Completed (graduates) | 55 | $10,500 |
| Did not complete | 29 | $5,036 |
On a standard 10-year plan, the median completing borrower would pay about $124.86/mo.
These figures turn the debt totals into a monthly repayment picture for Paul Mitchell the School Mclean.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for Paul Mitchell the School Mclean appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 7.0% |
| Borrowers in the cohort | 200 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $9,833 |
| Middle income | $10,556 |
| High income | $8,389 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,833 |
| Continuing-generation students | $10,556 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $8,389 |
| Independent students | $13,000 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Paul Mitchell the School Mclean.
Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.