by our College Data Analytics TeamThis overview lays out the cost of attending Paul Smiths College of Arts and Science, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
Use the links below to jump straight to any section on this page:
The total published cost of attendance at Paul Smiths College of Arts and Science is about $50,865.00 for a single academic year.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $33,009.00 |
| + Room, board & other expenses | $17,856.00 |
| Total cost | $50,865.00 |
| That is 55% above the national average net price. |
| Total cost | $50,865.00 |
| − Grants and scholarships | −$24,823.00 |
| Net price | $26,042.00 |
| That is 21% below the national average net price. |
| Total cost | $50,865.00 |
| − Grants and scholarships | −$34,774.00 |
| Net price | $16,091.00 |
| That is 51% below the national average net price. | |
| Go deeper on the components with tuition and fees plus living costs. |
Cost of attendance here has been rising by roughly 2.0% per year; the projections below compound that across a degree. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.0% | 2.0% | 2.0% |
| Freshman year | $16,413.00 | $26,563.00 | $51,882.00 |
| Senior year | $17,417.00 | $28,188.00 | $55,056.00 |
| Total 4-year net price | $67,646.00 | $109,479.00 | $213,833.00 |
| 10-year loan interest @ 6.8% | $25,771.00 | $41,708.00 | $81,463.00 |
| Total monthly payment | $778.00 | $1,260.00 | $2,461.00 |
| Total amount paid | $93,416.00 | $151,187.00 | $295,296.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.0% | 2.0% | 2.0% |
| Freshman year | $16,413.00 | $26,563.00 | $51,882.00 |
| Senior year | $16,741.00 | $27,094.00 | $52,919.00 |
| Total 2-year net price | $33,153.00 | $53,656.00 | $104,801.00 |
| 10-year loan interest @ 6.8% | $12,630.00 | $20,441.00 | $39,925.00 |
| Total monthly payment | $382.00 | $617.00 | $1,206.00 |
| Total amount paid | $45,784.00 | $74,097.00 | $144,726.00 |
Read more in the net price section below.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $26,683.00 |
| Average net price (off-campus) | $24,583.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $17,089.00 |
| $30,000 to $48,000 | $19,075.00 |
| $48,001 to $75,000 | $22,178.00 |
| $75,001 to $110,000 | $25,604.00 |
| Over $110,000 | $29,921.00 |
Get a tailored estimate from the Paul Smiths College of Arts and Science Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
The typical debt load for borrowers leaving Paul Smiths College of Arts and Science amounts to $17,062.00, placing the school in the Low ($10-20k) debt-load classification.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $8,250.00 |
| Median (50th) | $17,062.00 |
| 75th | $26,000.00 |
| 90th | $29,750.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
For the full borrowing and repayment picture, see the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $13,581.00 |
| Middle income | $17,281.00 |
| High income | $18,500.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $17,250.00 |
| Continuing-generation students | $16,750.00 |
First-gen students at Paul Smiths College of Arts and Science take on $500.00 in extra median debt compared with continuing-generation peers.
The Pell Grant is the largest federal grant for undergraduates from low-income families. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The Pell-versus-non-Pell median debt difference at Paul Smiths College of Arts and Science is $1,250.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate tier for Paul Smiths College of Arts and Science is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 8.3% |
For scale, federal Stafford loan disbursements at Paul Smiths College of Arts and Science amount to $65,320,330.00 distributed across 4,564 student borrowers.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 17 |
| Avg GI Bill amount | $20,597.00 |
Explore GI Bill and military aid in detail on the college veterans page.
Numbers only tell part of the story. As you weigh Paul Smiths College of Arts and Science, the questions below are worth your time:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.