by our College Data Analytics TeamThis page focuses on the debt students take on to attend PC AGE - Metropark— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
Looking at the entering class at PC AGE - Metropark, 33% of first-year students take on loan debt, borrowing on average $8,184 apiece. This figure includes both private and federally funded student loans.
The average federally funded loan is $8,184. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
For undergraduates overall at PC AGE - Metropark, 34% rely on federal student loans toward their education, at an average of $8,309 a year. That is 1.5% more than the freshman federal average of $8,184.
Borrowing the same amount each year would add up to roughly $16,618 over two years and about $33,236 across a four-year program. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 34% |
| Average federal loan per year | $8,309 |
| Undergraduates with a federal loan | 33 |
| Total federal loans (one year) | $274,182 |
Graduating and withdrawing students at PC AGE - Metropark carry a median federal debt of $11,618 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $11,618 |
| Students who completed (graduates) | $12,966 |
| Students who withdrew | $4,750 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Half of all borrowers fall between the 25th and 75th percentiles shown below for PC AGE - Metropark.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,000 |
| 25th percentile | $5,500 |
| 75th percentile | $13,000 |
| 90th percentile (highest-debt students) | $13,000 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at PC AGE - Metropark.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for PC AGE - Metropark.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 74 | $9,178 |
These figures turn the debt totals into a monthly repayment picture for PC AGE - Metropark.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The federal two-year cohort default rate for PC AGE - Metropark is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 7.5% |
| Borrowers in the cohort | 158 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $11,666 |
| Middle income | $11,698 |
| High income | $8,232 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $10,915 |
| Continuing-generation students | $12,950 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,632 |
| Independent students | $12,950 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at PC AGE - Metropark.
The Difference Between Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.