by our College Data Analytics TeamThis page focuses on the debt students take on to attend PCI Health Training Center: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. All figures come from the U.S. Department of Education and IPEDS.
For incoming students at PCI Health Training Center, 79% of freshmen borrow to help pay for their first year, borrowing on average $6,995 each, across private and federal loan sources.
On the federal side, the average loan is $6,995. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Across the full undergraduate body at PCI Health Training Center (freshmen included), 82% borrow through federal student loan programs, for a typical $7,222 in federal loans per year. This works out to 3.2% above the $6,995 freshmen take on.
Carrying that yearly figure forward comes to roughly $14,444 after two years and $28,888 by the fourth year. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 82% |
| Average federal loan per year | $7,222 |
| Undergraduates with a federal loan | 402 |
| Total federal loans (one year) | $2,903,175 |
Graduating and withdrawing students at PCI Health Training Center carry a median federal debt of $7,842 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,842 |
| Students who completed (graduates) | $7,943 |
| Students who withdrew | $2,749 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Half of all borrowers fall between the 25th and 75th percentiles shown below for PCI Health Training Center.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,666 |
| 25th percentile | $5,500 |
| 75th percentile | $8,322 |
| 90th percentile (highest-debt students) | $8,835 |
How wide this percentile range is tells you how much borrowing varies across students at PCI Health Training Center.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for PCI Health Training Center.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 83 | $3,202 |
These figures turn the debt totals into a monthly repayment picture for PCI Health Training Center.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for PCI Health Training Center appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 13.3% |
| Borrowers in the cohort | 1046 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $7,842 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $7,994 |
Federal data publishes the following gap measures for PCI Health Training Center.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.