by our College Data Analytics TeamBelow is the data on what it actually costs to attend Pearl River Community College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Use the section links below to navigate this overview:
The full cost of attending Pearl River Community College came in between $11,607.00 to $14,007.00 based on in-state versus out-of-state status.
Where you live mattered — in-state students paid less than out-of-state students: near $11,607.00 in-state compared with $14,007.00 for out-of-state students.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $3,700.00 |
| + Room, board & other expenses | $7,907.00 |
| Total cost | $11,607.00 |
| That is 40% below the national average net price. |
| Total cost | $11,607.00 |
| − Grants and scholarships | −$8,300.00 |
| Net price | $3,307.00 |
| That is 83% below the national average net price. |
| Total cost | $11,607.00 |
| − Grants and scholarships | −$9,185.00 |
| Net price | $2,422.00 |
| That is 87% below the national average net price. |
| Tuition and fees | $6,100.00 |
| + Room, board & other expenses | $7,907.00 |
| Total cost | $14,007.00 |
| That is 27% below the national average net price. |
| Total cost | $14,007.00 |
| − Grants and scholarships | −$8,300.00 |
| Net price | $5,707.00 |
| That is 70% below the national average net price. |
| Total cost | $14,007.00 |
| − Grants and scholarships | −$9,185.00 |
| Net price | $4,822.00 |
| That is 75% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page plus room and board. |
The reported cost series has been increasing at about 11.0% annually, so the projections below total more than one year of attendance. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 11.0% | 11.0% | 11.0% |
| Freshman year | $2,688.00 | $3,670.00 | $12,880.00 |
| Senior year | $3,673.00 | $5,015.00 | $17,602.00 |
| Total 4-year net price | $12,653.00 | $17,277.00 | $60,638.00 |
| 10-year loan interest @ 6.8% | $4,820.00 | $6,582.00 | $23,101.00 |
| Total monthly payment | $146.00 | $199.00 | $698.00 |
| Total amount paid | $17,474.00 | $23,858.00 | $83,739.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 11.0% | 11.0% | 11.0% |
| Freshman year | $2,688.00 | $3,670.00 | $12,880.00 |
| Senior year | $2,983.00 | $4,072.00 | $14,294.00 |
| Total 2-year net price | $5,670.00 | $7,742.00 | $27,174.00 |
| 10-year loan interest @ 6.8% | $2,160.00 | $2,950.00 | $10,352.00 |
| Total monthly payment | $65.00 | $89.00 | $313.00 |
| Total amount paid | $7,831.00 | $10,692.00 | $37,526.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 11.0% | 11.0% | 11.0% |
| Freshman year | $5,351.00 | $6,333.00 | $15,544.00 |
| Senior year | $7,313.00 | $8,655.00 | $21,242.00 |
| Total 4-year net price | $25,191.00 | $29,815.00 | $73,176.00 |
| 10-year loan interest @ 6.8% | $9,597.00 | $11,358.00 | $27,877.00 |
| Total monthly payment | $290.00 | $343.00 | $842.00 |
| Total amount paid | $34,788.00 | $41,173.00 | $101,054.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 11.0% | 11.0% | 11.0% |
| Freshman year | $5,351.00 | $6,333.00 | $15,544.00 |
| Senior year | $5,938.00 | $7,028.00 | $17,249.00 |
| Total 2-year net price | $11,289.00 | $13,361.00 | $32,793.00 |
| 10-year loan interest @ 6.8% | $4,301.00 | $5,090.00 | $12,493.00 |
| Total monthly payment | $130.00 | $154.00 | $377.00 |
| Total amount paid | $15,590.00 | $18,451.00 | $45,286.00 |
Jump to the net-price detail in the Net Price section.
The net price figure shows the cost after grants and scholarships are deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $6,532.00 |
| Average net price (off-campus) | $4,881.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $3,236.00 |
| $30,000 to $48,000 | $4,122.00 |
| $48,001 to $75,000 | $5,882.00 |
| $75,001 to $110,000 | $8,403.00 |
| Over $110,000 | $9,040.00 |
Estimate your specific net price using the school’s Pearl River Community College Net Price Calculator, or get in touch with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The typical debt load for borrowers leaving Pearl River Community College amounts to $6,250.00, categorized as a Very Low (<$10k) burden tier.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,592.00 |
| 25th | $2,407.00 |
| Median (50th) | $6,250.00 |
| 75th | $8,000.00 |
| 90th | $13,525.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $6,222.00 |
| Middle income | $5,750.00 |
| High income | $6,500.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $6,500.00 |
| Continuing-generation students | $5,500.00 |
First-generation graduates of Pearl River Community College take on $1,000.00 more median debt than continuing-generation peers.
The Pell Grant is the largest federal grant for undergraduates from low-income families. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt gap between Pell and non-Pell graduates of Pearl River Community College comes to $-234.00.
The federal default-rate tier for Pearl River Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 17.4% |
For a sense of scale, Stafford disbursements at Pearl River Community College come to $108,665,162.00 distributed across 12,729 student borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 74 |
| Avg GI Bill amount | $3,495.00 |
| DoD Tuition Assistance recipients | 3 |
| Avg DoD Tuition Assistance | $737.00 |
Dig into veteran education benefits on the college veterans page.
The figures above are a starting point — as you weigh Pearl River Community College, consider the following:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.