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Can You Afford to Attend Pennsylvania State University-Penn State Lehigh Valley?

Below is the data on what it actually costs to attend Pennsylvania State University-Penn State Lehigh Valley, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.

$26,918.00 Cost of Attendance
$18,220.00 Avg Net Price
$19,500.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

The Cost of Attending Pennsylvania State U-Penn State Lehigh Valley?

Attendance costs at Pennsylvania State U-Penn State Lehigh Valley spanned $26,918.00 and $37,102.00 depending on residency and living arrangement.

In-state students paid the lower published figure, while out-of-state students faced the higher one: about $26,918.00 in-state versus $37,102.00 for out-of-state students.

The blocks below show what you would pay with no aid, with average aid, and as a low-income student.

Sticker Cost for Residents (no aid)

Tuition and fees $15,208.00
+ Room, board & other expenses $11,710.00
Total cost $26,918.00
That is 40% above the national average net price.

After-Aid Net Price for Residents (with average aid)

Total cost $26,918.00
− Grants and scholarships −$9,889.00
Net price $17,029.00
That is 12% below the national average net price.

Net Price for Low-Income Residents

Total cost $26,918.00
− Grants and scholarships −$15,687.00
Net price $11,231.00
That is 42% below the national average net price.

Cost for Non-Residents (no aid)

Tuition and fees $25,392.00
+ Room, board & other expenses $11,710.00
Total cost $37,102.00
That is 93% above the national average net price.

Average Net Price for Non-Residents (with average aid)

Total cost $37,102.00
− Grants and scholarships −$9,889.00
Net price $27,213.00
That is 41% above the national average net price.

Net Price for Low-Income Non-Residents

Total cost $37,102.00
− Grants and scholarships −$15,687.00
Net price $21,415.00
That is 11% above the national average net price.
For the full breakdown, see the tuition & fees page and living costs.

Projected Degree Cost at Pennsylvania State U-Penn State Lehigh Valley

Published costs have climbed year over year at a recent average of 1.7% per year; the projections below compound that across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $11,427.00 $17,326.00 $27,388.00
Senior year $12,036.00 $18,250.00 $28,848.00
Total 4-year net price $46,919.00 $71,141.00 $112,454.00
10-year loan interest @ 6.8% $17,875.00 $27,102.00 $42,841.00
Total monthly payment $540.00 $819.00 $1,294.00
Total amount paid $64,794.00 $98,243.00 $155,295.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $11,427.00 $17,326.00 $27,388.00
Senior year $11,627.00 $17,629.00 $27,866.00
Total 2-year net price $23,054.00 $34,955.00 $55,254.00
10-year loan interest @ 6.8% $8,783.00 $13,317.00 $21,050.00
Total monthly payment $265.00 $402.00 $636.00
Total amount paid $31,836.00 $48,272.00 $76,304.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $21,789.00 $27,688.00 $37,750.00
Senior year $22,950.00 $29,164.00 $39,762.00
Total 4-year net price $89,464.00 $113,686.00 $154,999.00
10-year loan interest @ 6.8% $34,083.00 $43,310.00 $59,049.00
Total monthly payment $1,030.00 $1,308.00 $1,784.00
Total amount paid $123,547.00 $156,997.00 $214,048.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $21,789.00 $27,688.00 $37,750.00
Senior year $22,169.00 $28,171.00 $38,409.00
Total 2-year net price $43,958.00 $55,860.00 $76,158.00
10-year loan interest @ 6.8% $16,746.00 $21,280.00 $29,014.00
Total monthly payment $506.00 $643.00 $876.00
Total amount paid $60,705.00 $77,140.00 $105,172.00

For the complete net-price picture, see the Net Price section.

After-Aid Net Price at Pennsylvania State U-Penn State Lehigh Valley

The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most prospective students, net price gives a more realistic estimate than sticker tuition.

Average net price (on-campus) $18,220.00
Average net price (off-campus) $19,324.00

Net price varies sharply by family income, dropping as need-based aid grows. The breakdown below splits average net price across income brackets:

Family income Average net price
Under $30,000 $12,011.00
$30,000 to $48,000 $13,259.00
$48,001 to $75,000 $19,247.00
$75,001 to $110,000 $22,088.00
Over $110,000 $25,825.00

Run your own numbers with the Pennsylvania State University-Penn State Lehigh Valley Net Price Calculator, or check with the financial aid office.

For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.

How Much Do Students Borrow at Pennsylvania State University-Penn State Lehigh Valley

The typical debt load for borrowers leaving Pennsylvania State U-Penn State Lehigh Valley amounts to $19,500.00, categorized as a Low ($10-20k) burden category.

The full distribution of debt at graduation looks like this:

Percentile Debt at graduation
10th $4,750.00
25th $8,750.00
Median (50th) $19,500.00
75th $27,000.00
90th $34,000.00

The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.

For the full borrowing and repayment picture, see the student loan debt detail.

How Debt Varies by Income at Pennsylvania State U-Penn State Lehigh Valley

Family income tracks closely with debt at graduation. The breakdown below segments borrowers by family income at entry:

Family income Median debt at graduation
Low income $19,000.00
Middle income $20,000.00
High income $19,700.00

First-Generation Debt Outcomes at Pennsylvania State U-Penn State Lehigh Valley

First-generation college students often carry different debt loads than their continuing-generation peers.

Student group Median debt at graduation
First-generation students $19,500.00
Continuing-generation students $19,500.00

Pell-Eligible Debt Outcomes at Pennsylvania State U-Penn State Lehigh Valley

The Pell Grant is the largest federal grant for undergraduates from low-income families. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.

The median debt gap between Pell and non-Pell graduates of Pennsylvania State U-Penn State Lehigh Valley comes to $1,480.00. This school is flagged by the Department of Education for Pell-related debt inequity.

How Borrowers Repay Loans After Pennsylvania State U-Penn State Lehigh Valley

The default-rate category at Pennsylvania State U-Penn State Lehigh Valley is Low (<5%).

Window Cohort default rate
2-year 6.4%

For a sense of scale, Stafford disbursements at Pennsylvania State U-Penn State Lehigh Valley add up to $4,885,479,531.00 spread across 238,368 student borrowers.

Veterans Aid at Pennsylvania State U-Penn State Lehigh Valley

Veteran and active-military students often access dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.

GI Bill recipients 25
Avg GI Bill amount $12,682.00
DoD Tuition Assistance recipients 2
Avg DoD Tuition Assistance $4,500.00

Dig into veteran education benefits on the college veterans page.

Questions to Ask Before You Commit

Use the figures above as a launch point, then think through Pennsylvania State U-Penn State Lehigh Valley, think through the questions below:

Continue Your Research on Pennsylvania State U-Penn State Lehigh Valley

Use the pages below to go deeper on a specific part of the cost story:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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