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Can You Afford to Attend Pennsylvania State University-Penn State Mont Alto?

Below is the data on what it actually costs to attend Pennsylvania State University-Penn State Mont Alto, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.

$28,851.00 Cost of Attendance
$19,454.00 Avg Net Price
$19,500.00 Median Grad Debt

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What You Will Pay to Attend Pennsylvania State U-Penn State Mont Alto?

The full cost of attending Pennsylvania State U-Penn State Mont Alto spanned $28,851.00 ranging to $38,577.00 based on in-state versus out-of-state status.

In-state residents qualified for the lower cost, with out-of-state students paying more: around $28,851.00 in-state, rising to $38,577.00 for non-residents.

Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.

Cost for Residents (no aid)

Tuition and fees $14,408.00
+ Room, board & other expenses $14,443.00
Total cost $28,851.00
That is 50% above the national average net price.

After-Aid Net Price for Residents (with average aid)

Total cost $28,851.00
− Grants and scholarships −$9,387.00
Net price $19,464.00
That is roughly at the national average net price.

What Low-Income Students Pay — Residents

Total cost $28,851.00
− Grants and scholarships −$13,030.00
Net price $15,821.00
That is 18% below the national average net price.

The Full Cost for Non-Residents (no aid)

Tuition and fees $24,134.00
+ Room, board & other expenses $14,443.00
Total cost $38,577.00
That is 100% above the national average net price.

Net Price for Non-Residents (with average aid)

Total cost $38,577.00
− Grants and scholarships −$9,387.00
Net price $29,190.00
That is 52% above the national average net price.

Net Price for Low-Income Non-Residents

Total cost $38,577.00
− Grants and scholarships −$13,030.00
Net price $25,547.00
That is 33% above the national average net price.
Want the line-by-line detail? Dig into tuition and fees plus living costs.

The Long-Run Cost of a Degree at Pennsylvania State U-Penn State Mont Alto

Costs have trended upward in recent years at about 1.7% a year, so a full degree will cost more than a single year — the tables below carry that forward. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.

For In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $16,098.00 $19,804.00 $29,355.00
Senior year $16,957.00 $20,861.00 $30,922.00
Total 4-year net price $66,098.00 $81,318.00 $120,536.00
10-year loan interest @ 6.8% $25,181.00 $30,979.00 $45,920.00
Total monthly payment $761.00 $936.00 $1,387.00
Total amount paid $91,279.00 $112,298.00 $166,456.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $16,098.00 $19,804.00 $29,355.00
Senior year $16,379.00 $20,150.00 $29,868.00
Total 2-year net price $32,476.00 $39,955.00 $59,224.00
10-year loan interest @ 6.8% $12,372.00 $15,221.00 $22,562.00
Total monthly payment $374.00 $460.00 $682.00
Total amount paid $44,849.00 $55,176.00 $81,786.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $25,994.00 $29,700.00 $39,251.00
Senior year $27,381.00 $31,285.00 $41,346.00
Total 4-year net price $106,732.00 $121,952.00 $161,170.00
10-year loan interest @ 6.8% $40,661.00 $46,459.00 $61,400.00
Total monthly payment $1,228.00 $1,403.00 $1,855.00
Total amount paid $147,394.00 $168,412.00 $222,570.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $25,994.00 $29,700.00 $39,251.00
Senior year $26,448.00 $30,219.00 $39,937.00
Total 2-year net price $52,441.00 $59,920.00 $79,189.00
10-year loan interest @ 6.8% $19,978.00 $22,827.00 $30,168.00
Total monthly payment $603.00 $690.00 $911.00
Total amount paid $72,420.00 $82,747.00 $109,357.00

Read more in the Net Price section.

The Real Out-of-Pocket Cost at Pennsylvania State U-Penn State Mont Alto

Net price strips out grant and scholarship aid to show what families really pay. It is usually a better planning number than the sticker cost above.

Average net price (on-campus) $19,454.00
Average net price (off-campus) $19,993.00

The real cost varies by income because need-based aid scales with financial need. Below, average net price is broken out by family income:

Family income Average net price
Under $30,000 $11,518.00
$30,000 to $48,000 $13,653.00
$48,001 to $75,000 $17,051.00
$75,001 to $110,000 $23,185.00
Over $110,000 $26,342.00

Get a tailored estimate from the Pennsylvania State University-Penn State Mont Alto Net Price Calculator, or get in touch with the financial aid office.

Dig into how aid is awarded on the grants & scholarships detail.

Borrowing and Debt at Pennsylvania State University-Penn State Mont Alto

The median amount borrowed by graduates of Pennsylvania State U-Penn State Mont Alto comes to $19,500.00, which federal data classifies as a Low ($10-20k) burden category.

The percentile spread of debt at graduation is shown below:

Percentile Debt at graduation
10th $4,750.00
25th $8,750.00
Median (50th) $19,500.00
75th $27,000.00
90th $34,000.00

The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.

For the full borrowing and repayment picture, see the student loan debt detail.

Debt by Family Income at Pennsylvania State U-Penn State Mont Alto

Family income tracks closely with debt at graduation. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $19,000.00
Middle income $20,000.00
High income $19,700.00

First-Gen vs Continuing-Gen Debt at Pennsylvania State U-Penn State Mont Alto

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $19,500.00
Continuing-generation students $19,500.00

Pell-Eligible Debt Outcomes at Pennsylvania State U-Penn State Mont Alto

Pell Grants are the largest source of federal need-based aid for undergrads. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.

The median debt difference between Pell-eligible and non-Pell graduates of Pennsylvania State U-Penn State Mont Alto is $1,480.00. This school carries a federal Pell-debt-inequity flag.

Loan Default & Repayment at Pennsylvania State U-Penn State Mont Alto

The Department of Education default-rate tier for Pennsylvania State U-Penn State Mont Alto is Low (<5%).

Window Cohort default rate
2-year 6.4%

For scale, federal Stafford loan disbursements at Pennsylvania State U-Penn State Mont Alto amount to $4,885,479,531.00 spread across 238,368 loan recipients.

GI Bill and Military Aid at Pennsylvania State U-Penn State Mont Alto

Veterans and current servicemembers may be eligible for major federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.

GI Bill recipients 25
Avg GI Bill amount $12,540.00

Read more about military and veteran aid on the college veterans page.

Questions to Ask Before You Commit

Numbers only tell part of the story. As you weigh Pennsylvania State U-Penn State Mont Alto, a few questions are worth asking:

Explore Further regarding Pennsylvania State U-Penn State Mont Alto

Each page below covers one part of paying for college in more detail:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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