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Can You Really Afford Pennsylvania State University-Penn State New Kensington?

Here is what you can expect to pay at Pennsylvania State University-Penn State New Kensington, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.

$27,036.00 Cost of Attendance
$18,305.00 Avg Net Price
$19,500.00 Median Grad Debt

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The Cost of Attending Pennsylvania State U-Penn State New Kensington?

Published attendance costs at Pennsylvania State U-Penn State New Kensington varied between $27,036.00 and up to $36,762.00 across residency tiers.

In-state residents qualified for the lower cost, with out-of-state students paying more: close to $27,036.00 in-state compared with $36,762.00 out-of-state.

The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.

Cost for Residents (no aid)

Tuition and fees $14,408.00
+ Room, board & other expenses $12,628.00
Total cost $27,036.00
That is 40% above the national average net price.

After-Aid Net Price for Residents (with average aid)

Total cost $27,036.00
− Grants and scholarships −$8,558.00
Net price $18,478.00
That is 4% below the national average net price.

Low-Income Net Price for Residents

Total cost $27,036.00
− Grants and scholarships −$15,322.00
Net price $11,714.00
That is 39% below the national average net price.

What It Costs Non-Residents (no aid)

Tuition and fees $24,134.00
+ Room, board & other expenses $12,628.00
Total cost $36,762.00
That is 91% above the national average net price.

After-Aid Net Price for Non-Residents (with average aid)

Total cost $36,762.00
− Grants and scholarships −$8,558.00
Net price $28,204.00
That is 47% above the national average net price.

What Low-Income Non-Residents Pay — Non-Residents

Total cost $36,762.00
− Grants and scholarships −$15,322.00
Net price $21,440.00
That is 11% above the national average net price.
Go deeper on the components with tuition and fees and room and board.

The Long-Run Cost of a Degree at Pennsylvania State U-Penn State New Kensington

The reported cost series has been increasing by around 1.7% annually, so the projections below total more than one year of attendance. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan math assumes ten-year repayment at 6.8% interest.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $11,919.00 $18,801.00 $27,509.00
Senior year $12,555.00 $19,804.00 $28,977.00
Total 4-year net price $48,940.00 $77,199.00 $112,953.00
10-year loan interest @ 6.8% $18,644.00 $29,410.00 $43,031.00
Total monthly payment $563.00 $888.00 $1,300.00
Total amount paid $67,584.00 $106,609.00 $155,984.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $11,919.00 $18,801.00 $27,509.00
Senior year $12,127.00 $19,130.00 $27,989.00
Total 2-year net price $24,046.00 $37,931.00 $55,498.00
10-year loan interest @ 6.8% $9,161.00 $14,450.00 $21,143.00
Total monthly payment $277.00 $437.00 $639.00
Total amount paid $33,206.00 $52,381.00 $76,641.00

Out-of-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $21,815.00 $28,697.00 $37,405.00
Senior year $22,979.00 $30,228.00 $39,401.00
Total 4-year net price $89,574.00 $117,833.00 $153,587.00
10-year loan interest @ 6.8% $34,124.00 $44,890.00 $58,511.00
Total monthly payment $1,031.00 $1,356.00 $1,767.00
Total amount paid $123,698.00 $162,723.00 $212,099.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $21,815.00 $28,697.00 $37,405.00
Senior year $22,196.00 $29,199.00 $38,058.00
Total 2-year net price $44,011.00 $57,896.00 $75,463.00
10-year loan interest @ 6.8% $16,767.00 $22,056.00 $28,749.00
Total monthly payment $506.00 $666.00 $868.00
Total amount paid $60,777.00 $79,952.00 $104,212.00

Jump to the net-price detail in the net-price section.

Net Price — What Students Actually Pay at Pennsylvania State U-Penn State New Kensington

The net price figure shows the cost after grants and scholarships are deducted. For most families it is a more realistic figure than the published cost.

Average net price (on-campus) $18,305.00
Average net price (off-campus) $19,522.00

Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:

Family income Average net price
Under $30,000 $12,821.00
$30,000 to $48,000 $15,580.00
$48,001 to $75,000 $18,165.00
$75,001 to $110,000 $22,096.00
Over $110,000 $24,058.00

Use Pennsylvania State University-Penn State New Kensington Net Price Calculator, or check with the financial aid office.

Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.

Borrowing and Debt at Pennsylvania State University-Penn State New Kensington

Median graduate debt at Pennsylvania State U-Penn State New Kensington works out to $19,500.00, categorized as a Low ($10-20k) debt-burden bucket.

Here’s how debt at graduation distributes across borrowers:

Percentile Debt at graduation
10th $4,750.00
25th $8,750.00
Median (50th) $19,500.00
75th $27,000.00
90th $34,000.00

The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.

Read the complete debt breakdown on the student loan debt detail.

Debt Outcomes by Family Income at Pennsylvania State U-Penn State New Kensington

Debt at graduation is far from uniform across income levels. The table below divides borrowers into three income tiers:

Family income Median debt at graduation
Low income $19,000.00
Middle income $20,000.00
High income $19,700.00

First-Generation Borrowing at Pennsylvania State U-Penn State New Kensington

First-generation college students often carry different debt loads than their continuing-generation peers.

Student group Median debt at graduation
First-generation students $19,500.00
Continuing-generation students $19,500.00

Debt by Pell Status at Pennsylvania State U-Penn State New Kensington

The Pell Grant is the largest federal grant for undergraduates from low-income families. Contrasting Pell and non-Pell borrowers shows how need shapes debt.

The Pell vs non-Pell debt gap at Pennsylvania State U-Penn State New Kensington works out to $1,480.00. This school carries a federal Pell-debt-inequity flag.

Default and Repayment Outcomes at Pennsylvania State U-Penn State New Kensington

The default-rate category at Pennsylvania State U-Penn State New Kensington is Low (<5%).

Window Cohort default rate
2-year 6.4%

For a sense of scale, Stafford disbursements at Pennsylvania State U-Penn State New Kensington total $4,885,479,531.00 distributed across 238,368 disbursements.

Military and Veteran Aid at Pennsylvania State U-Penn State New Kensington

Veterans and current servicemembers may be eligible for major federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.

GI Bill recipients 15
Avg GI Bill amount $10,829.00

Dig into veteran education benefits on the college veterans page.

Questions to Ask Before You Commit

The data above is a foundation; round it out by asking yourself about Pennsylvania State U-Penn State New Kensington, consider the following:

Keep Researching into Pennsylvania State U-Penn State New Kensington

Each page below covers one part of paying for college in more detail:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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