by our College Data Analytics TeamBelow is the data on what it actually costs to attend Pensacola State College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
If you want to dig into a particular figure, jump to any section below:
The total cost of attendance at Pensacola State College came in between $9,718.00 ranging to $16,817.00 depending on whether you qualify for in-state rates.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: about $9,718.00 for in-state students versus $16,817.00 for those paying out-of-state rates.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $2,361.00 |
| + Room, board & other expenses | $7,357.00 |
| Total cost | $9,718.00 |
| That is 50% below the national average net price. |
| Total cost | $9,718.00 |
| − Grants and scholarships | −$7,937.00 |
| Net price | $1,781.00 |
| That is 91% below the national average net price. |
| Total cost | $9,718.00 |
| − Grants and scholarships | −$8,361.00 |
| Net price | $1,357.00 |
| That is 93% below the national average net price. |
| Tuition and fees | $9,460.00 |
| + Room, board & other expenses | $7,357.00 |
| Total cost | $16,817.00 |
| That is 13% below the national average net price. |
| Total cost | $16,817.00 |
| − Grants and scholarships | −$7,937.00 |
| Net price | $8,880.00 |
| That is 54% below the national average net price. |
| Total cost | $16,817.00 |
| − Grants and scholarships | −$8,361.00 |
| Net price | $8,456.00 |
| That is 56% below the national average net price. | |
| Go deeper on the components with the tuition & fees page and living costs. |
The tables below project a full degree at the current published cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $1,357.00 | $1,781.00 | $9,718.00 |
| Senior year | $1,357.00 | $1,781.00 | $9,718.00 |
| Total 4-year net price | $5,428.00 | $7,124.00 | $38,872.00 |
| 10-year loan interest @ 6.8% | $2,068.00 | $2,714.00 | $14,809.00 |
| Total monthly payment | $62.00 | $82.00 | $447.00 |
| Total amount paid | $7,496.00 | $9,838.00 | $53,681.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $1,357.00 | $1,781.00 | $9,718.00 |
| Senior year | $1,357.00 | $1,781.00 | $9,718.00 |
| Total 2-year net price | $2,714.00 | $3,562.00 | $19,436.00 |
| 10-year loan interest @ 6.8% | $1,034.00 | $1,357.00 | $7,404.00 |
| Total monthly payment | $31.00 | $41.00 | $224.00 |
| Total amount paid | $3,748.00 | $4,919.00 | $26,840.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $8,456.00 | $8,880.00 | $16,817.00 |
| Senior year | $8,456.00 | $8,880.00 | $16,817.00 |
| Total 4-year net price | $33,824.00 | $35,520.00 | $67,268.00 |
| 10-year loan interest @ 6.8% | $12,886.00 | $13,532.00 | $25,627.00 |
| Total monthly payment | $389.00 | $409.00 | $774.00 |
| Total amount paid | $46,710.00 | $49,052.00 | $92,895.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $8,456.00 | $8,880.00 | $16,817.00 |
| Senior year | $8,456.00 | $8,880.00 | $16,817.00 |
| Total 2-year net price | $16,912.00 | $17,760.00 | $33,634.00 |
| 10-year loan interest @ 6.8% | $6,443.00 | $6,766.00 | $12,813.00 |
| Total monthly payment | $195.00 | $204.00 | $387.00 |
| Total amount paid | $23,355.00 | $24,526.00 | $46,447.00 |
| Read more in the net-price section. |
Net price strips out grant and scholarship aid to show what families really pay. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $3,957.00 |
| Average net price (off-campus) | $2,254.00 |
The real cost varies by income because need-based aid scales with financial need. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $1,650.00 |
| $30,000 to $48,000 | $6,874.00 |
| $48,001 to $75,000 | $8,754.00 |
| $75,001 to $110,000 | $9,629.00 |
| Over $110,000 | $5,924.00 |
Run your own numbers with the Pensacola State College Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
The median amount borrowed by graduates of Pensacola State College works out to $5,500.00, landing it in the Very Low (<$10k) debt-burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,312.00 |
| 25th | $1,750.00 |
| Median (50th) | $5,500.00 |
| 75th | $5,250.00 |
| 90th | $8,000.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Debt at graduation is far from uniform across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $5,500.00 |
| Middle income | $5,250.00 |
| High income | $5,250.00 |
Graduates from lower-income families carry $250.00 more debt than their high-income peers.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $5,500.00 |
| Continuing-generation students | $5,500.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The gap between Pell-eligible and non-Pell median debt at Pensacola State College stands at $174.00. Federal data flags this school for Pell-related debt inequity.
The default-rate classification at Pensacola State College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 11.9% |
To put the rates in context, Stafford loans at Pensacola State College amount to $48,213,957.00 over 7,924 recipients.
Veterans and current servicemembers may be eligible for major federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 696 |
| Avg GI Bill amount | $1,952.00 |
| DoD Tuition Assistance recipients | 94 |
| Avg DoD Tuition Assistance | $557.00 |
Read more about military and veteran aid on the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about Pensacola State College, think through the questions below:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.