Here’s the full picture on paying for Peru State College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Want a specific number? Skip ahead to any section using the links below:
What it costs to attend Peru State College works out to about $20,743.00 annually.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $8,640.00 |
| + Room, board & other expenses | $12,103.00 |
| Total cost | $20,743.00 |
| That is 8% above the national average net price. |
| Total cost | $20,743.00 |
| − Grants and scholarships | −$10,608.00 |
| Net price | $10,135.00 |
| That is 47% below the national average net price. |
| Total cost | $20,743.00 |
| − Grants and scholarships | −$12,254.00 |
| Net price | $8,489.00 |
| That is 56% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and living costs. |
Costs have trended upward in recent years by roughly 3.5% per year, so the four-year total runs well above today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.5% | 3.5% | 3.5% |
| Freshman year | $8,784.00 | $10,487.00 | $21,464.00 |
| Senior year | $9,733.00 | $11,620.00 | $23,782.00 |
| Total 4-year net price | $37,012.00 | $44,189.00 | $90,440.00 |
| 10-year loan interest @ 6.8% | $14,100.00 | $16,834.00 | $34,454.00 |
| Total monthly payment | $426.00 | $509.00 | $1,041.00 |
| Total amount paid | $51,113.00 | $61,023.00 | $124,894.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.5% | 3.5% | 3.5% |
| Freshman year | $8,784.00 | $10,487.00 | $21,464.00 |
| Senior year | $9,090.00 | $10,852.00 | $22,211.00 |
| Total 2-year net price | $17,874.00 | $21,340.00 | $43,675.00 |
| 10-year loan interest @ 6.8% | $6,809.00 | $8,130.00 | $16,639.00 |
| Total monthly payment | $206.00 | $246.00 | $503.00 |
| Total amount paid | $24,683.00 | $29,469.00 | $60,314.00 |
Jump to the net-price detail in the net price section below.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $11,632.00 |
| Average net price (off-campus) | $10,864.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $9,266.00 |
| $30,000 to $48,000 | $8,226.00 |
| $48,001 to $75,000 | $12,899.00 |
| $75,001 to $110,000 | $13,364.00 |
| Over $110,000 | $15,079.00 |
Run your own numbers with the Peru State College Net Price Calculator, or visit the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
Typical debt at graduation from Peru State College amounts to $12,000.00, placing the school in the Low ($10-20k) burden tier.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $12,000.00 |
| 75th | $23,990.00 |
| 90th | $32,252.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Read the complete debt breakdown on the student-loan-debt breakdown.
Debt outcomes vary substantially with family income. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,608.00 |
| Middle income | $14,000.00 |
| High income | $10,691.00 |
On average, low-income graduates leave with $1,917.00 more debt than their high-income peers.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $12,000.00 |
| Continuing-generation students | $11,587.00 |
First-generation graduates from Peru State College carry $413.00 in additional median debt versus continuing-generation peers.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt difference between Pell-eligible and non-Pell graduates of Peru State College amounts to $3,623.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate tier for Peru State College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 8.1% |
To put the rates in context, Stafford loans at Peru State College come to $124,076,921.00 spread across 7,273 borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 15 |
| Avg GI Bill amount | $5,094.00 |
Explore GI Bill and military aid in detail on the veterans benefits detail.
Use the figures above as a launch point, then think through Peru State College, consider the following:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.