by our College Data Analytics TeamThe majority of students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Cairn University-Langhorne can sound overwhelming, but bear in mind that many students get some type of financial aid.
What financing options does Cairn offer, and what will you qualify for? Keep scrolling for more information. Keep going to discover just how much financial aid could be open to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Continue reading to find information to help you understand just how much assistance you can expect to receive from Cairn University-Langhorne.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Among first-time, full-time freshmen at Cairn University-Langhorne, 100% of new full-time first-years were awarded at least some aid around 256 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 77% | $21,416 |
| Institutional grants & scholarships | 61% | $21,464 |
| Federal Pell grants | 38% | $5,542 |
| State/local grants | 25% | $5,035 |
| Federal student loans | 56% | $5,468 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At Cairn, roughly 89% of undergraduates were awarded an average grant or scholarship of $20,066 (among about 761 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 89% | $20,066 |
| Federal Pell grants | 32% | $5,384 |
| Federal student loans | 53% | $6,127 |
For students living on campus and receiving title-IV aid, grants averaged $18,591.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $25,079 |
| $30,001 – $75,000 | $28,640 |
| Over $75,000 | $31,152 |
Each figure is the net price after grants and scholarships, not the published sticker price.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $27,642 |
| Off-campus title-IV students | $29,577 |
To get a personalized net price estimate, try Cairn’s NPC: cairn.edu/admissions/undergrad/aid/#calculator.
The median federal debt load at Cairn comes to $17,063 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $17,063 |
| Median federal debt (graduates only) | $26,926 |
| Typical 10-year monthly payment (graduates) | $285.46/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
A single median figure conceals how much debt outcomes differ student to student. The percentiles below describe the cumulative federal debt distribution for borrowers at Cairn.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $7,125 |
| 75th percentile | $28,750 |
| 90th percentile (highest-debt students) | $35,250 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $17,875 |
| Middle income | $18,875 |
| High income | $12,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $16,750 |
| Continuing-generation students | $17,125 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $16,373 |
| Independent students | $21,500 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. Cairn.
The Stafford loan program is the largest source of federal direct loans to undergraduates. Below is the annual Stafford program activity at Cairn:
| Metric | Value |
|---|---|
| Stafford loan recipients | 3951 |
| Total Stafford loan amount | $90,276,605 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 5 |
| Total GI Bill amount | $91,441 |
| Average GI Bill amount per recipient | $18,288 |
References
More about our data sources and methodologies.