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Can You Afford to Attend Phillips Community College of the University of Arkansas?

Here’s the full picture on paying for Phillips Community College of the University of Arkansas, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.

$11,778.00 Cost of Attendance
$4,848.00 Avg Net Price
$3,500.00 Median Grad Debt

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What You Will Pay to Attend Phillips Community C of the U of Arkansas?

Attendance costs at Phillips Community C of the U of Arkansas ranged from $11,778.00 to $12,528.00 across residency tiers.

In-state students paid the lower published figure, while out-of-state students faced the higher one: roughly $11,778.00 in-state against $12,528.00 for out-of-state students.

Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.

The Full Cost for Residents (no aid)

Tuition and fees $3,800.00
+ Room, board & other expenses $7,978.00
Total cost $11,778.00
That is 39% below the national average net price.

Average Net Price for Residents (with average aid)

Total cost $11,778.00
− Grants and scholarships −$6,719.00
Net price $5,059.00
That is 74% below the national average net price.

Low-Income Net Price for Residents

Total cost $11,778.00
− Grants and scholarships −$6,884.00
Net price $4,894.00
That is 75% below the national average net price.

The Full Cost for Non-Residents (no aid)

Tuition and fees $4,550.00
+ Room, board & other expenses $7,978.00
Total cost $12,528.00
That is 35% below the national average net price.

Average Net Price for Non-Residents (with average aid)

Total cost $12,528.00
− Grants and scholarships −$6,719.00
Net price $5,809.00
That is 70% below the national average net price.

Net Price for Low-Income Non-Residents

Total cost $12,528.00
− Grants and scholarships −$6,884.00
Net price $5,644.00
That is 71% below the national average net price.
Explore each piece on tuition and fees plus room and board.

The Long-Run Cost of a Degree at Phillips Community C of the U of Arkansas

The tables below project a full degree at the current published cost. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $4,894.00 $5,059.00 $11,778.00
Senior year $4,894.00 $5,059.00 $11,778.00
Total 4-year net price $19,576.00 $20,236.00 $47,112.00
10-year loan interest @ 6.8% $7,458.00 $7,709.00 $17,948.00
Total monthly payment $225.00 $233.00 $542.00
Total amount paid $27,034.00 $27,945.00 $65,060.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $4,894.00 $5,059.00 $11,778.00
Senior year $4,894.00 $5,059.00 $11,778.00
Total 2-year net price $9,788.00 $10,118.00 $23,556.00
10-year loan interest @ 6.8% $3,729.00 $3,855.00 $8,974.00
Total monthly payment $113.00 $116.00 $271.00
Total amount paid $13,517.00 $13,973.00 $32,530.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $5,644.00 $5,809.00 $12,528.00
Senior year $5,644.00 $5,809.00 $12,528.00
Total 4-year net price $22,576.00 $23,236.00 $50,112.00
10-year loan interest @ 6.8% $8,601.00 $8,852.00 $19,091.00
Total monthly payment $260.00 $267.00 $577.00
Total amount paid $31,177.00 $32,088.00 $69,203.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $5,644.00 $5,809.00 $12,528.00
Senior year $5,644.00 $5,809.00 $12,528.00
Total 2-year net price $11,288.00 $11,618.00 $25,056.00
10-year loan interest @ 6.8% $4,300.00 $4,426.00 $9,545.00
Total monthly payment $130.00 $134.00 $288.00
Total amount paid $15,588.00 $16,044.00 $34,601.00
See the full net-price breakdown in the net price section below.

Net Price at Phillips Community C of the U of Arkansas

The net price figure shows the cost after grants and scholarships are deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.

Average net price (on-campus) $4,848.00
Average net price (off-campus) $5,420.00

Net price varies sharply by family income, dropping as need-based aid grows. The figures below give average net price by income bracket:

Family income Average net price
Under $30,000 $5,078.00
$30,000 to $48,000 $5,199.00
$48,001 to $75,000 $7,100.00
$75,001 to $110,000 $6,970.00

Estimate your specific net price using the school’s Phillips Community College of the University of Arkansas Net Price Calculator, or contact the financial aid office.

Dig into how aid is awarded on the financial aid breakdown.

Student Debt at Phillips Community College of the University of Arkansas

Typical debt at graduation from Phillips Community C of the U of Arkansas comes to $3,500.00, which federal data classifies as a Very Low (<$10k) burden tier.

Explore borrowing, repayment, and default in detail on the student loan debt page.

Default and Repayment Outcomes at Phillips Community C of the U of Arkansas

The federal default-rate classification for Phillips Community C of the U of Arkansas is Low (<5%).

Window Cohort default rate
2-year 15.1%

To give some context for these rates, Stafford loans disbursed at Phillips Community C of the U of Arkansas amount to $5,868,786.00 spread across 945 student borrowers.

Things to Think About

Numbers only tell part of the story. As you weigh Phillips Community C of the U of Arkansas, a few questions are worth asking:

Dig Deeper about Phillips Community C of the U of Arkansas

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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