by our College Data Analytics TeamThis overview lays out the cost of attending Phoenix College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Use the section links below to navigate this overview:
The total cost of attendance at Phoenix College came in between $18,033.00 ranging to $24,633.00 depending on your residency status.
In-state residents qualified for the lower cost, with out-of-state students paying more: near $18,033.00 in-state versus $24,633.00 out-of-state.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $2,358.00 |
| + Room, board & other expenses | $15,675.00 |
| Total cost | $18,033.00 |
| That is 6% below the national average net price. |
| Total cost | $18,033.00 |
| − Grants and scholarships | −$6,539.00 |
| Net price | $11,494.00 |
| That is 40% below the national average net price. |
| Total cost | $18,033.00 |
| − Grants and scholarships | −$7,422.00 |
| Net price | $10,611.00 |
| That is 45% below the national average net price. |
| Tuition and fees | $8,958.00 |
| + Room, board & other expenses | $15,675.00 |
| Total cost | $24,633.00 |
| That is 28% above the national average net price. |
| Total cost | $24,633.00 |
| − Grants and scholarships | −$6,539.00 |
| Net price | $18,094.00 |
| That is 6% below the national average net price. |
| Total cost | $24,633.00 |
| − Grants and scholarships | −$7,422.00 |
| Net price | $17,211.00 |
| That is 11% below the national average net price. | |
| Go deeper on the components with tuition and fees and room and board. |
Published costs have climbed year over year by around 4.7% annually, so the projections below total more than one year of attendance. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $11,108.00 | $12,033.00 | $18,878.00 |
| Senior year | $12,744.00 | $13,804.00 | $21,658.00 |
| Total 4-year net price | $47,654.00 | $51,620.00 | $80,987.00 |
| 10-year loan interest @ 6.8% | $18,155.00 | $19,665.00 | $30,853.00 |
| Total monthly payment | $548.00 | $594.00 | $932.00 |
| Total amount paid | $65,809.00 | $71,285.00 | $111,840.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $11,108.00 | $12,033.00 | $18,878.00 |
| Senior year | $11,629.00 | $12,596.00 | $19,762.00 |
| Total 2-year net price | $22,737.00 | $24,629.00 | $38,640.00 |
| 10-year loan interest @ 6.8% | $8,662.00 | $9,383.00 | $14,721.00 |
| Total monthly payment | $262.00 | $283.00 | $445.00 |
| Total amount paid | $31,399.00 | $34,012.00 | $53,361.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $18,017.00 | $18,942.00 | $25,787.00 |
| Senior year | $20,671.00 | $21,731.00 | $29,584.00 |
| Total 4-year net price | $77,295.00 | $81,261.00 | $110,627.00 |
| 10-year loan interest @ 6.8% | $29,447.00 | $30,957.00 | $42,145.00 |
| Total monthly payment | $890.00 | $935.00 | $1,273.00 |
| Total amount paid | $106,742.00 | $112,218.00 | $152,772.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $18,017.00 | $18,942.00 | $25,787.00 |
| Senior year | $18,862.00 | $19,829.00 | $26,995.00 |
| Total 2-year net price | $36,879.00 | $38,771.00 | $52,783.00 |
| 10-year loan interest @ 6.8% | $14,050.00 | $14,770.00 | $20,108.00 |
| Total monthly payment | $424.00 | $446.00 | $607.00 |
| Total amount paid | $50,929.00 | $53,542.00 | $72,891.00 |
See the full net-price breakdown in the net price section below.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $12,055.00 |
| Average net price (off-campus) | $11,728.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $11,099.00 |
| $30,000 to $48,000 | $11,271.00 |
| $48,001 to $75,000 | $13,660.00 |
| $75,001 to $110,000 | $16,093.00 |
| Over $110,000 | $18,033.00 |
Run your own numbers with the Phoenix College Net Price Calculator, or visit the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
The typical debt load for borrowers leaving Phoenix College comes to $5,250.00, which the Department of Education classifies as a Very Low (<$10k) burden tier.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,750.00 |
| 25th | $3,245.00 |
| Median (50th) | $5,250.00 |
| 75th | $14,339.00 |
| 90th | $26,064.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Debt outcomes vary substantially with family income. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $5,250.00 |
| Middle income | $4,500.00 |
| High income | $5,250.00 |
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $5,118.00 |
| Continuing-generation students | $5,250.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt difference between Pell-eligible and non-Pell graduates of Phoenix College works out to $1,129.00. This institution is flagged by federal data for Pell-debt inequity.
The Department of Education default-rate tier for Phoenix College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 13.9% |
For a sense of scale, Stafford disbursements at Phoenix College total $280,176,233.00 over 24,445 loan recipients.
Veterans and active-duty students can access dedicated federal education aid like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 172 |
| Avg GI Bill amount | $1,396.00 |
| DoD Tuition Assistance recipients | 12 |
| Avg DoD Tuition Assistance | $743.00 |
Explore GI Bill and military aid in detail on the veterans benefits detail.
Numbers only tell part of the story. As you weigh Phoenix College, the questions below are worth your time:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.