This guide covers the real cost of attending Carolina University, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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What it costs to attend Carolina University amounts to about $29,965.00 per academic year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $17,575.00 |
| + Room, board & other expenses | $12,390.00 |
| Total cost | $29,965.00 |
| That is 9% below the national average net price. |
| Total cost | $29,965.00 |
| − Grants and scholarships | −$11,852.00 |
| Net price | $18,113.00 |
| That is 45% below the national average net price. |
| Total cost | $29,965.00 |
| − Grants and scholarships | −$14,942.00 |
| Net price | $15,023.00 |
| That is 54% below the national average net price. | |
| Explore each piece on tuition and fees and room and board. |
Cost of attendance here has been rising by roughly 6.9% per year, so the four-year total runs well above today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.9% | 6.9% | 6.9% |
| Freshman year | $16,058.00 | $19,361.00 | $32,030.00 |
| Senior year | $19,611.00 | $23,645.00 | $39,117.00 |
| Total 4-year net price | $71,181.00 | $85,822.00 | $141,978.00 |
| 10-year loan interest @ 6.8% | $27,117.00 | $32,695.00 | $54,088.00 |
| Total monthly payment | $819.00 | $988.00 | $1,634.00 |
| Total amount paid | $98,298.00 | $118,517.00 | $196,066.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.9% | 6.9% | 6.9% |
| Freshman year | $16,058.00 | $19,361.00 | $32,030.00 |
| Senior year | $17,164.00 | $20,695.00 | $34,236.00 |
| Total 2-year net price | $33,223.00 | $40,056.00 | $66,266.00 |
| 10-year loan interest @ 6.8% | $12,657.00 | $15,260.00 | $25,245.00 |
| Total monthly payment | $382.00 | $461.00 | $763.00 |
| Total amount paid | $45,879.00 | $55,316.00 | $91,511.00 |
Read more in the net price section below.
Net price strips out grant and scholarship aid to show what families really pay. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $20,828.00 |
| Average net price (off-campus) | $18,866.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $17,910.00 |
| $30,000 to $48,000 | $17,707.00 |
| $48,001 to $75,000 | $18,906.00 |
| $75,001 to $110,000 | $21,323.00 |
| Over $110,000 | $21,403.00 |
Use Carolina University Net Price Calculator, or check with the financial aid office.
Dig into how aid is awarded on the financial aid page.
Median graduate debt at Carolina University comes to $11,005.00, which federal data classifies as a Low ($10-20k) debt-burden bucket.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $11,005.00 |
| 75th | $16,125.00 |
| 90th | $25,950.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Read the complete debt breakdown on the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $11,250.00 |
| Middle income | $11,610.00 |
| High income | $10,135.00 |
Low-income borrowers graduate with $1,115.00 in extra median debt compared with high-income peers.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $12,568.00 |
| Continuing-generation students | $9,250.00 |
First-generation graduates from Carolina University take on $3,318.00 more debt than continuing-generation students.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell vs non-Pell debt gap at Carolina University amounts to $5,135.00. Federal data flags this school for Pell-related debt inequity.
The Department of Education default-rate tier for Carolina University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.6% |
For a sense of scale, Stafford disbursements at Carolina University add up to $73,493,946.00 across 4,051 recipients.
Veterans and active-duty students can access dedicated federal education aid such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 10 |
| Avg GI Bill amount | $12,453.00 |
| DoD Tuition Assistance recipients | 2 |
| Avg DoD Tuition Assistance | $1,250.00 |
Read more about military and veteran aid on the veterans benefits detail.
The figures above are a starting point — as you weigh Carolina University, a few questions are worth asking:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.