by our College Data Analytics TeamThis page focuses on the debt students take on to attend Platt College-Anaheim— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. These figures are reported by the Department of Education and IPEDS.
At Platt College - Anaheim specifically, 80% of first-year students take on loan debt, for an average of $10,202 each, across private and federal loan sources.
On the federal side, the average loan is $10,159. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Counting every undergraduate at Platt College - Anaheim, 78% take out federal student loans, for a typical $9,574 annually. This works out to 5.8% smaller than the $10,159 borrowed by freshmen.
At a steady annual pace, that totals around $19,148 in two years and roughly $38,296 after four. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 78% |
| Average federal loan per year | $9,574 |
| Undergraduates with a federal loan | 314 |
| Total federal loans (one year) | $3,006,200 |
Graduating and withdrawing students at Platt College - Anaheim carry a median federal debt of $15,215 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $15,215 |
| Students who completed (graduates) | $18,685 |
| Students who withdrew | $5,645 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Platt College - Anaheim.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,613 |
| 25th percentile | $10,133 |
| 75th percentile | $25,052 |
| 90th percentile (highest-debt students) | $32,492 |
How wide this percentile range is tells you how much borrowing varies across students at Platt College - Anaheim.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Platt College - Anaheim.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 482 | $7,741 |
| Completed (graduates) | 343 | $10,066 |
| Did not complete | 139 | $5,246 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $119.7/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at Platt College - Anaheim.
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 465 | — |
| No Stafford loan this year | 17 | — |
These figures turn the debt totals into a monthly repayment picture for Platt College - Anaheim.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The federal two-year cohort default rate for Platt College - Anaheim follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 9.2% |
| Borrowers in the cohort | 464 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $14,874 |
| Middle income | $16,370 |
| High income | $14,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,013 |
| Continuing-generation students | $16,555 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,681 |
| Independent students | $17,903 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Platt College - Anaheim.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.