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How Affordable Is Plymouth State University?

This overview lays out the cost of attending Plymouth State University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.

$29,257.00 Cost of Attendance
$19,216.00 Avg Net Price
$17,000.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

The Cost of Attending Plymouth State University?

The full cost of attending Plymouth State University came in between $29,257.00 ranging to $40,197.00 depending on whether you qualify for in-state rates.

The lower figure reflects the in-state rate and the higher figure the out-of-state rate: about $29,257.00 for in-state students versus $40,197.00 out-of-state.

Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.

Cost for Residents (no aid)

Tuition and fees $14,626.00
+ Room, board & other expenses $14,631.00
Total cost $29,257.00
That is 52% above the national average net price.

Net Price for Residents (with average aid)

Total cost $29,257.00
− Grants and scholarships −$10,428.00
Net price $18,829.00
That is 2% below the national average net price.

Low-Income Net Price for Residents

Total cost $29,257.00
− Grants and scholarships −$14,968.00
Net price $14,289.00
That is 26% below the national average net price.

Cost for Non-Residents (no aid)

Tuition and fees $25,566.00
+ Room, board & other expenses $14,631.00
Total cost $40,197.00
That is 109% above the national average net price.

What Non-Residents Actually Pay — Non-Residents (with average aid)

Total cost $40,197.00
− Grants and scholarships −$10,428.00
Net price $29,769.00
That is 55% above the national average net price.

What Low-Income Non-Residents Pay — Non-Residents

Total cost $40,197.00
− Grants and scholarships −$14,968.00
Net price $25,229.00
That is 31% above the national average net price.
Want the line-by-line detail? Dig into the tuition & fees page and living costs.

The Long-Run Cost of a Degree at Plymouth State University

Costs have trended upward in recent years at a recent average of 1.5% per year; the projections below compound that across a degree. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan totals assume a ten-year repayment at 6.8%.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.5% 1.5% 1.5%
Freshman year $14,507.00 $19,117.00 $29,704.00
Senior year $15,183.00 $20,007.00 $31,087.00
Total 4-year net price $59,373.00 $78,238.00 $121,568.00
10-year loan interest @ 6.8% $22,619.00 $29,806.00 $46,313.00
Total monthly payment $683.00 $900.00 $1,399.00
Total amount paid $81,992.00 $108,043.00 $167,881.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.5% 1.5% 1.5%
Freshman year $14,507.00 $19,117.00 $29,704.00
Senior year $14,729.00 $19,409.00 $30,158.00
Total 2-year net price $29,236.00 $38,526.00 $59,862.00
10-year loan interest @ 6.8% $11,138.00 $14,677.00 $22,805.00
Total monthly payment $336.00 $443.00 $689.00
Total amount paid $40,374.00 $53,202.00 $82,667.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.5% 1.5% 1.5%
Freshman year $25,615.00 $30,224.00 $40,811.00
Senior year $26,807.00 $31,631.00 $42,711.00
Total 4-year net price $104,831.00 $123,695.00 $167,025.00
10-year loan interest @ 6.8% $39,937.00 $47,123.00 $63,631.00
Total monthly payment $1,206.00 $1,423.00 $1,922.00
Total amount paid $144,768.00 $170,819.00 $230,656.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.5% 1.5% 1.5%
Freshman year $25,615.00 $30,224.00 $40,811.00
Senior year $26,006.00 $30,686.00 $41,435.00
Total 2-year net price $51,621.00 $60,910.00 $82,246.00
10-year loan interest @ 6.8% $19,666.00 $23,204.00 $31,333.00
Total monthly payment $594.00 $701.00 $946.00
Total amount paid $71,286.00 $84,114.00 $113,579.00

Jump to the net-price detail in the Net Price section.

The Real Out-of-Pocket Cost at Plymouth State University

The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most families it is a more realistic figure than the published cost.

Average net price (on-campus) $19,216.00
Average net price (off-campus) $19,685.00

What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:

Family income Average net price
Under $30,000 $14,051.00
$30,000 to $48,000 $15,343.00
$48,001 to $75,000 $18,415.00
$75,001 to $110,000 $21,660.00
Over $110,000 $23,617.00

For a personalized estimate, try the Plymouth State University Net Price Calculator, or contact the financial aid office.

Curious how grants and scholarships are distributed? Explore the financial aid page.

Borrowing and Debt at Plymouth State University

The median amount borrowed by graduates of Plymouth State University works out to $17,000.00, placing the school in the Low ($10-20k) debt-burden category.

Here’s how debt at graduation distributes across borrowers:

Percentile Debt at graduation
10th $3,500.00
25th $5,624.00
Median (50th) $17,000.00
75th $27,000.00
90th $31,000.00

How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.

For the full borrowing and repayment picture, see the student loan debt detail.

How Debt Varies by Income at Plymouth State University

Family income tracks closely with debt at graduation. Below the data splits borrowers across three income groups:

Family income Median debt at graduation
Low income $16,260.00
Middle income $16,803.00
High income $17,750.00

How Debt Varies by First-Generation Status at Plymouth State University

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $17,500.00
Continuing-generation students $15,750.00

First-generation borrowers from Plymouth State University take on $1,750.00 more than continuing-generation graduates.

Debt by Pell Status at Plymouth State University

The Pell Grant is the largest federal grant for undergraduates from low-income families. Pell vs non-Pell comparisons surface how debt breaks down by need.

The gap between Pell-eligible and non-Pell median debt at Plymouth State University amounts to $4,500.00. The Department of Education flags this school for a Pell-debt-inequity pattern.

Loan Repayment and Default at Plymouth State University

The default-rate category at Plymouth State University is Low (<5%).

Window Cohort default rate
2-year 5.0%

For scale, federal Stafford loan disbursements at Plymouth State University come to $396,218,690.00 across 19,908 loan recipients.

Veteran Education Benefits at Plymouth State University

Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.

GI Bill recipients 44
Avg GI Bill amount $10,663.00
DoD Tuition Assistance recipients 22
Avg DoD Tuition Assistance $3,705.00

For the full rundown of veteran and military benefits, see the veterans benefits detail.

Questions Worth Asking

Use the figures above as a launch point, then think through Plymouth State University, keep these questions in mind:

Continue Your Research for Plymouth State University

Dig further into the cost picture with the related pages below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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