by our College Data Analytics TeamThis overview lays out the cost of attending Polk State College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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Published attendance costs at Polk State College spanned $12,709.00 to $19,832.00 depending on whether you qualify for in-state rates.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: near $12,709.00 in-state, rising to $19,832.00 out-of-state.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $2,694.00 |
| + Room, board & other expenses | $10,015.00 |
| Total cost | $12,709.00 |
| That is 34% below the national average net price. |
| Total cost | $12,709.00 |
| − Grants and scholarships | −$4,024.00 |
| Net price | $8,685.00 |
| That is 55% below the national average net price. |
| Total cost | $12,709.00 |
| − Grants and scholarships | −$4,005.00 |
| Net price | $8,704.00 |
| That is 55% below the national average net price. |
| Tuition and fees | $9,817.00 |
| + Room, board & other expenses | $10,015.00 |
| Total cost | $19,832.00 |
| That is 3% above the national average net price. |
| Total cost | $19,832.00 |
| − Grants and scholarships | −$4,024.00 |
| Net price | $15,808.00 |
| That is 18% below the national average net price. |
| Total cost | $19,832.00 |
| − Grants and scholarships | −$4,005.00 |
| Net price | $15,827.00 |
| That is 18% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and room and board. |
The tables below project a full degree at the current published cost. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $8,704.00 | $8,685.00 | $12,709.00 |
| Senior year | $8,704.00 | $8,685.00 | $12,709.00 |
| Total 4-year net price | $34,816.00 | $34,740.00 | $50,836.00 |
| 10-year loan interest @ 6.8% | $13,264.00 | $13,235.00 | $19,367.00 |
| Total monthly payment | $401.00 | $400.00 | $585.00 |
| Total amount paid | $48,080.00 | $47,975.00 | $70,203.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $8,704.00 | $8,685.00 | $12,709.00 |
| Senior year | $8,704.00 | $8,685.00 | $12,709.00 |
| Total 2-year net price | $17,408.00 | $17,370.00 | $25,418.00 |
| 10-year loan interest @ 6.8% | $6,632.00 | $6,617.00 | $9,683.00 |
| Total monthly payment | $200.00 | $200.00 | $293.00 |
| Total amount paid | $24,040.00 | $23,987.00 | $35,101.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $15,827.00 | $15,808.00 | $19,832.00 |
| Senior year | $15,827.00 | $15,808.00 | $19,832.00 |
| Total 4-year net price | $63,308.00 | $63,232.00 | $79,328.00 |
| 10-year loan interest @ 6.8% | $24,118.00 | $24,089.00 | $30,221.00 |
| Total monthly payment | $729.00 | $728.00 | $913.00 |
| Total amount paid | $87,426.00 | $87,321.00 | $109,549.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $15,827.00 | $15,808.00 | $19,832.00 |
| Senior year | $15,827.00 | $15,808.00 | $19,832.00 |
| Total 2-year net price | $31,654.00 | $31,616.00 | $39,664.00 |
| 10-year loan interest @ 6.8% | $12,059.00 | $12,045.00 | $15,111.00 |
| Total monthly payment | $364.00 | $364.00 | $456.00 |
| Total amount paid | $43,713.00 | $43,661.00 | $54,775.00 |
| See the full net-price breakdown in the net-price section. |
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $9,427.00 |
| Average net price (off-campus) | $9,027.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $8,439.00 |
| $30,000 to $48,000 | $8,826.00 |
| $48,001 to $75,000 | $10,302.00 |
| $75,001 to $110,000 | $8,377.00 |
For a personalized estimate, try the Polk State College Net Price Calculator, or reach out to the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
Typical debt at graduation from Polk State College comes to $6,500.00, categorized as a Very Low (<$10k) debt-burden bucket.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,750.00 |
| 25th | $3,000.00 |
| Median (50th) | $6,500.00 |
| 75th | $14,196.00 |
| 90th | $25,875.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Debt at graduation is far from uniform across income levels. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $6,781.00 |
| Middle income | $6,095.00 |
| High income | $6,532.00 |
Borrowers from lower-income families leave school with $249.00 more debt than their high-income peers.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $6,500.00 |
| Continuing-generation students | $6,500.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.
The gap between Pell-eligible and non-Pell median debt at Polk State College comes to $1,266.00. This school carries a federal Pell-debt-inequity flag.
The default-rate category at Polk State College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.1% |
For a sense of scale, Stafford disbursements at Polk State College amount to $100,489,424.00 distributed across 9,010 loan recipients.
Veterans and active-duty students can access dedicated federal education aid such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 178 |
| Avg GI Bill amount | $3,362.00 |
| DoD Tuition Assistance recipients | 14 |
| Avg DoD Tuition Assistance | $741.00 |
Read more about military and veteran aid on the college veterans page.
The data above is a foundation; round it out by asking yourself about Polk State College, think through the questions below:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.