by our College Data Analytics TeamHere you will find what students actually borrow to attend Ponce Health Sciences University-Centro Universitario de San Juan, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
The median student at Ponce Health Sciences University - Centro Universitario De San Juan borrows $15,500 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $15,500 |
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Ponce Health Sciences University - Centro Universitario De San Juan.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 28 | $42,249 |
These figures turn the debt totals into a monthly repayment picture for Ponce Health Sciences University - Centro Universitario De San Juan.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The federal two-year cohort default rate for Ponce Health Sciences University - Centro Universitario De San Juan follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 1.6% |
| Borrowers in the cohort | 184 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.