by our College Data Analytics TeamThis page focuses on the debt students take on to attend Ponce Health Sciences University-St Louis: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. All figures come from the U.S. Department of Education and IPEDS.
Graduating and withdrawing students at Ponce Health Sciences University - St Louis carry a median federal debt of $15,500 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $15,500 |
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Ponce Health Sciences University - St Louis.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 28 | $42,249 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Ponce Health Sciences University - St Louis.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The federal two-year cohort default rate for Ponce Health Sciences University - St Louis is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 1.6% |
| Borrowers in the cohort | 184 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.