by our College Data Analytics TeamMost students will never be charged the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at Pontifical Catholic University of Puerto Rico-Arecibo can sound tremendous, but do not forget that almost all students get some type of financial help.
What financial aid options can Pontifical Catholic University of Puerto Rico - Arecibo offer, and what will you qualify for? Keep reading for more information. Keep going to learn what amount of financial assistance will be accessible to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The information provided on this page can help you determine how much aid you may receive from Pontifical Catholic University of Puerto Rico-Arecibo.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For freshmen starting at Pontifical Catholic University of Puerto Rico-Arecibo, 100% of the incoming full-time class was awarded financial aid approximately 24 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $7,561 |
| Institutional grants & scholarships | 8% | $338 |
| Federal Pell grants | 100% | $7,226 |
| State/local grants | 17% | $438 |
| Federal student loans | 8% | $4,500 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. Here, about 83% of the undergraduate population received grant aid that averaged $8,173 (for some 266 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 83% | $8,173 |
| Federal Pell grants | 69% | $6,928 |
| Federal student loans | 28% | $6,192 |
On-campus students receiving title-IV aid were awarded grants averaging $7,561.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $8,923 |
| $30,001 – $75,000 | $11,039 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $11,117 |
| Off-campus title-IV students | $9,421 |
For a personalized estimate based on your family’s financial situation, use Pontifical Catholic University of Puerto Rico - Arecibo’s official net price calculator: arecibo.pucpr.edu/net_price_calculator/.
Graduating students at Pontifical Catholic University of Puerto Rico - Arecibo carry a median federal student debt of $11,337 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $11,337 |
| Median federal debt (graduates only) | $15,500 |
| Typical 10-year monthly payment (graduates) | $164.33/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
Looking only at the median can be misleading because it hides the spread. Use the percentiles below to see the debt range at Pontifical Catholic University of Puerto Rico - Arecibo.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,142 |
| 25th percentile | $3,900 |
| 75th percentile | $17,700 |
| 90th percentile (highest-debt students) | $27,500 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $11,000 |
| Middle income | $11,600 |
| High income | $15,626 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $11,200 |
| Continuing-generation students | $11,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $11,000 |
| Independent students | $15,500 |
The figure below distills the debt data into a single burden category for Pontifical Catholic University of Puerto Rico - Arecibo.
Stafford loans make up the bulk of federal direct lending to undergraduates. The annual Stafford volume below reflects program activity at Pontifical Catholic University of Puerto Rico - Arecibo:
| Metric | Value |
|---|---|
| Stafford loan recipients | 34902 |
| Total Stafford loan amount | $965,115,109 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 3 |
| Total GI Bill amount | $17,694 |
| Average GI Bill amount per recipient | $5,898 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 1 |
| Total DoD amount | $500 |
| Average DoD amount per recipient | $500 |
References
More about our data sources and methodologies.