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Can You Really Afford Pontifical Catholic University of Puerto Rico-Ponce?

Here is what you can expect to pay at Pontifical Catholic University of Puerto Rico-Ponce, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.

$17,106.00 Cost of Attendance
$13,192.00 Avg Net Price
$11,337.00 Median Grad Debt

Want a specific number? Skip ahead to any section using the links below:

The Cost of Attending Pontifical Catholic U of Puerto Rico-Ponce?

The full cost of attending Pontifical Catholic U of Puerto Rico-Ponce works out to about $17,106.00 annually.

The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.

Sticker Cost for Students (no aid)

Tuition and fees $6,650.00
+ Room, board & other expenses $10,456.00
Total cost $17,106.00
That is 48% below the national average net price.

After-Aid Net Price for Students (with average aid)

Total cost $17,106.00
− Grants and scholarships −$7,316.00
Net price $9,790.00
That is 70% below the national average net price.

Low-Income Net Price for Undergraduates

Total cost $17,106.00
− Grants and scholarships −$8,124.00
Net price $8,982.00
That is 73% below the national average net price.
Want the line-by-line detail? Dig into the tuition & fees page plus room and board.

Estimating the Total Cost of a Degree at Pontifical Catholic U of Puerto Rico-Ponce

Cost of attendance here has been rising by around 6.2% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 6.2% 6.2% 6.2%
Freshman year $9,543.00 $10,402.00 $18,175.00
Senior year $11,446.00 $12,476.00 $21,800.00
Total 4-year net price $41,903.00 $45,672.00 $79,803.00
10-year loan interest @ 6.8% $15,963.00 $17,399.00 $30,402.00
Total monthly payment $482.00 $526.00 $918.00
Total amount paid $57,866.00 $63,072.00 $110,205.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 6.2% 6.2% 6.2%
Freshman year $9,543.00 $10,402.00 $18,175.00
Senior year $10,140.00 $11,052.00 $19,311.00
Total 2-year net price $19,683.00 $21,454.00 $37,486.00
10-year loan interest @ 6.8% $7,498.00 $8,173.00 $14,281.00
Total monthly payment $227.00 $247.00 $431.00
Total amount paid $27,181.00 $29,627.00 $51,766.00

Read more in the net-price section.

Net Price at Pontifical Catholic U of Puerto Rico-Ponce

The net price figure shows the cost after grants and scholarships are deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.

Average net price (on-campus) $13,192.00
Average net price (off-campus) $10,082.00

The real cost varies by income because need-based aid scales with financial need. Below, average net price is broken out by family income:

Family income Average net price
Under $30,000 $9,321.00
$30,000 to $48,000 $10,319.00
$48,001 to $75,000 $13,608.00
$75,001 to $110,000 $15,251.00
Over $110,000 $17,061.00

Get a tailored estimate from the Pontifical Catholic University of Puerto Rico-Ponce Net Price Calculator, or contact the financial aid office.

Want to know how that aid is awarded? See the financial aid breakdown.

How Much Do Students Borrow at Pontifical Catholic University of Puerto Rico-Ponce

The typical debt load for borrowers leaving Pontifical Catholic U of Puerto Rico-Ponce is $11,337.00, categorized as a Low ($10-20k) debt-load classification.

Here’s how debt at graduation distributes across borrowers:

Percentile Debt at graduation
10th $2,142.00
25th $3,900.00
Median (50th) $11,337.00
75th $17,700.00
90th $27,500.00

The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.

Explore borrowing, repayment, and default in detail on the student loan debt page.

Debt Outcomes by Family Income at Pontifical Catholic U of Puerto Rico-Ponce

Student debt at graduation is not evenly distributed across income levels. Below the data splits borrowers across three income groups:

Family income Median debt at graduation
Low income $11,000.00
Middle income $11,600.00
High income $15,626.00

How Debt Varies by First-Generation Status at Pontifical Catholic U of Puerto Rico-Ponce

Debt at graduation often differs for first-generation students.

Student group Median debt at graduation
First-generation students $11,200.00
Continuing-generation students $11,500.00

Debt and Pell Grant Eligibility at Pontifical Catholic U of Puerto Rico-Ponce

Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.

The median debt difference between Pell-eligible and non-Pell graduates of Pontifical Catholic U of Puerto Rico-Ponce works out to $-711.00.

Default and Repayment Outcomes at Pontifical Catholic U of Puerto Rico-Ponce

The Department of Education default-rate tier for Pontifical Catholic U of Puerto Rico-Ponce is Low (<5%).

Window Cohort default rate
2-year 20.7%

For scale, federal Stafford loan disbursements at Pontifical Catholic U of Puerto Rico-Ponce total $965,115,109.00 over 34,902 student borrowers.

Military and Veteran Aid at Pontifical Catholic U of Puerto Rico-Ponce

Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.

GI Bill recipients 50
Avg GI Bill amount $5,450.00
DoD Tuition Assistance recipients 15
Avg DoD Tuition Assistance $3,638.00

Explore GI Bill and military aid in detail on the veterans benefits detail.

Questions to Ask Before You Commit

Use the figures above as a launch point, then think through Pontifical Catholic U of Puerto Rico-Ponce, think through the questions below:

Keep Researching for Pontifical Catholic U of Puerto Rico-Ponce

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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