by our College Data Analytics TeamBelow is federal data on the loans students use to pay for University of the Potomac-Washington DC Campus— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
For incoming students at University of the Potomac - Washington DC Campus, 0% of incoming students take out a loan to help cover first-year costs.
Across the full undergraduate body at University of the Potomac - Washington DC Campus (freshmen included), 9% finance part of their studies with federal loans, at an average of $264 per year.
Borrowing at that rate every year works out to about $528 after two years and $1,056 over a four-year span. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 9% |
| Average federal loan per year | $264 |
| Undergraduates with a federal loan | 25 |
| Total federal loans (one year) | $6,600 |
The median student at University of the Potomac - Washington DC Campus borrows $7,500 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,500 |
| Students who completed (graduates) | $8,769 |
| Students who withdrew | $6,563 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for University of the Potomac - Washington DC Campus.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,238 |
| 25th percentile | $4,813 |
| 75th percentile | $36,260 |
| 90th percentile (highest-debt students) | $46,209 |
How wide this percentile range is tells you how much borrowing varies across students at University of the Potomac - Washington DC Campus.
The indicators below describe what the typical debt costs to pay back at University of the Potomac - Washington DC Campus.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. Two-year cohort default-rate data for University of the Potomac - Washington DC Campus appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 11.1% |
| Borrowers in the cohort | 332 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Middle income | $8,885 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at University of the Potomac - Washington DC Campus.
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.