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How Affordable Is Prairie State College?

Here is what you can expect to pay at Prairie State College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.

$13,813.00 Cost of Attendance
$4,738.00 Avg Net Price
$8,000.00 Median Grad Debt

Use the section links below to navigate this overview:

The Cost of Attending Prairie State College?

The total cost of attendance at Prairie State College varied between $13,813.00 through $15,535.00 depending on your residency status.

In-state students paid the lower published figure, while out-of-state students faced the higher one: roughly $13,813.00 in-state against $15,535.00 out of state.

Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.

Published Cost for Residents (no aid)

Tuition and fees $9,342.00
+ Room, board & other expenses $4,471.00
Total cost $13,813.00
That is 28% below the national average net price.

Net Price for Residents (with average aid)

Total cost $13,813.00
− Grants and scholarships −$9,170.00
Net price $4,643.00
That is 76% below the national average net price.

Low-Income Net Price for Residents

Total cost $13,813.00
− Grants and scholarships −$10,362.00
Net price $3,451.00
That is 82% below the national average net price.

Published Cost for Non-Residents (no aid)

Tuition and fees $11,064.00
+ Room, board & other expenses $4,471.00
Total cost $15,535.00
That is 19% below the national average net price.

Net Price for Non-Residents (with average aid)

Total cost $15,535.00
− Grants and scholarships −$9,170.00
Net price $6,365.00
That is 67% below the national average net price.

Net Price for Low-Income Non-Residents

Total cost $15,535.00
− Grants and scholarships −$10,362.00
Net price $5,173.00
That is 73% below the national average net price.
For the full breakdown, see tuition and fees plus living costs.

Projected Cost of a Degree at Prairie State College

The projections below extend the current annual cost across a degree. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan totals assume a ten-year repayment at 6.8%.

For In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $3,451.00 $4,643.00 $13,813.00
Senior year $3,451.00 $4,643.00 $13,813.00
Total 4-year net price $13,804.00 $18,572.00 $55,252.00
10-year loan interest @ 6.8% $5,259.00 $7,075.00 $21,049.00
Total monthly payment $159.00 $214.00 $636.00
Total amount paid $19,063.00 $25,647.00 $76,301.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $3,451.00 $4,643.00 $13,813.00
Senior year $3,451.00 $4,643.00 $13,813.00
Total 2-year net price $6,902.00 $9,286.00 $27,626.00
10-year loan interest @ 6.8% $2,629.00 $3,538.00 $10,525.00
Total monthly payment $79.00 $107.00 $318.00
Total amount paid $9,531.00 $12,824.00 $38,151.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $5,173.00 $6,365.00 $15,535.00
Senior year $5,173.00 $6,365.00 $15,535.00
Total 4-year net price $20,692.00 $25,460.00 $62,140.00
10-year loan interest @ 6.8% $7,883.00 $9,699.00 $23,673.00
Total monthly payment $238.00 $293.00 $715.00
Total amount paid $28,575.00 $35,159.00 $85,813.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $5,173.00 $6,365.00 $15,535.00
Senior year $5,173.00 $6,365.00 $15,535.00
Total 2-year net price $10,346.00 $12,730.00 $31,070.00
10-year loan interest @ 6.8% $3,941.00 $4,850.00 $11,837.00
Total monthly payment $119.00 $146.00 $358.00
Total amount paid $14,287.00 $17,580.00 $42,907.00
Jump to the net-price detail in the net price section below.

What Families Actually Pay at Prairie State College

Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. It is usually a better planning number than the sticker cost above.

Average net price (on-campus) $4,738.00
Average net price (off-campus) $5,280.00

Net price is far from uniform: lower-income families typically pay much less after aid. The figures below give average net price by income bracket:

Family income Average net price
Under $30,000 $3,725.00
$30,000 to $48,000 $4,084.00
$48,001 to $75,000 $6,916.00
$75,001 to $110,000 $11,509.00
Over $110,000 $13,713.00

Use Prairie State College Net Price Calculator, or check with the financial aid office.

Want to know how that aid is awarded? See the grants & scholarships detail.

Student Debt at Prairie State College

The median amount borrowed by graduates of Prairie State College amounts to $8,000.00, which federal data classifies as a Very Low (<$10k) debt-burden category.

The percentile breakdown reveals the full debt landscape:

Percentile Debt at graduation
10th $1,750.00
25th $3,000.00
Median (50th) $8,000.00
75th $11,000.00
90th $20,000.00

The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.

Read the complete debt breakdown on the student loan debt detail.

Income and Debt Outcomes at Prairie State College

Family income tracks closely with debt at graduation. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $9,111.00
Middle income $6,750.00
High income $6,225.00

On average, low-income graduates leave with $2,886.00 in additional median debt versus high-income graduates.

First-Generation Debt Outcomes at Prairie State College

First-generation college students often carry different debt loads than their continuing-generation peers.

Student group Median debt at graduation
First-generation students $8,000.00
Continuing-generation students $7,500.00

First-generation borrowers from Prairie State College hold $500.00 more debt than continuing-generation students.

How Pell Eligibility Shapes Debt at Prairie State College

Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.

The gap between Pell-eligible and non-Pell median debt at Prairie State College works out to $2,875.00. This school is flagged by the Department of Education for Pell-related debt inequity.

How Borrowers Repay Loans After Prairie State College

The federal default-rate tier for Prairie State College is Low (<5%).

Window Cohort default rate
2-year 12.9%

For context on the loan portfolio, Stafford disbursements at Prairie State College total $75,808,328.00 distributed across 6,970 disbursements.

Veterans Aid at Prairie State College

Veterans and active-duty students can access dedicated federal education aid including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.

GI Bill recipients 42
Avg GI Bill amount $1,791.00
DoD Tuition Assistance recipients 1
Avg DoD Tuition Assistance $1,080.00

Explore GI Bill and military aid in detail on the college veterans page.

Further Questions to Consider

The data above is a foundation; round it out by asking yourself about Prairie State College, the questions below are worth your time:

Continue Your Research about Prairie State College

Use the pages below to go deeper on a specific part of the cost story:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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