by our College Data Analytics TeamHere is what you can expect to pay at Pratt Institute-Main, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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The cost of attendance at Pratt Institute-Main stands at about $76,533.00 annually.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $61,845.00 |
| + Room, board & other expenses | $14,688.00 |
| Total cost | $76,533.00 |
| That is 133% above the national average net price. |
| Total cost | $76,533.00 |
| − Grants and scholarships | −$27,390.00 |
| Net price | $49,143.00 |
| That is 50% above the national average net price. |
| Total cost | $76,533.00 |
| − Grants and scholarships | −$41,504.00 |
| Net price | $35,029.00 |
| That is 7% above the national average net price. | |
| Go deeper on the components with tuition and fees plus room and board. |
Published costs have climbed year over year at a recent average of 3.6% a year, so a full degree will cost more than a single year — the tables below carry that forward. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.6% | 3.6% | 3.6% |
| Freshman year | $36,296.00 | $50,921.00 | $79,302.00 |
| Senior year | $40,380.00 | $56,651.00 | $88,225.00 |
| Total 4-year net price | $153,257.00 | $215,008.00 | $334,843.00 |
| 10-year loan interest @ 6.8% | $58,385.00 | $81,910.00 | $127,563.00 |
| Total monthly payment | $1,764.00 | $2,474.00 | $3,853.00 |
| Total amount paid | $211,642.00 | $296,918.00 | $462,406.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.6% | 3.6% | 3.6% |
| Freshman year | $36,296.00 | $50,921.00 | $79,302.00 |
| Senior year | $37,610.00 | $52,764.00 | $82,171.00 |
| Total 2-year net price | $73,906.00 | $103,685.00 | $161,474.00 |
| 10-year loan interest @ 6.8% | $28,156.00 | $39,500.00 | $61,516.00 |
| Total monthly payment | $851.00 | $1,193.00 | $1,858.00 |
| Total amount paid | $102,062.00 | $143,185.00 | $222,989.00 |
For the complete net-price picture, see the Net Price section.
Net price strips out grant and scholarship aid to show what families really pay. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $52,659.00 |
| Average net price (off-campus) | $50,647.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $43,939.00 |
| $30,000 to $48,000 | $44,489.00 |
| $48,001 to $75,000 | $44,482.00 |
| $75,001 to $110,000 | $54,748.00 |
| Over $110,000 | $57,780.00 |
Use Pratt Institute-Main Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The typical debt load for borrowers leaving Pratt Institute-Main amounts to $20,500.00, which federal data classifies as a Moderate ($20-30k) burden tier.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,750.00 |
| 25th | $9,147.00 |
| Median (50th) | $20,500.00 |
| 75th | $29,944.00 |
| 90th | $40,000.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Debt at graduation is far from uniform across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $22,274.00 |
| Middle income | $23,250.00 |
| High income | $19,500.00 |
Borrowers from lower-income families leave school with $2,774.00 more debt than high-income graduates.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $21,500.00 |
| Continuing-generation students | $19,500.00 |
First-generation borrowers from Pratt Institute-Main hold $2,000.00 more debt than continuing-generation students.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell-versus-non-Pell median debt difference at Pratt Institute-Main works out to $5,460.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate tier for Pratt Institute-Main is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.2% |
To give some context for these rates, Stafford loans disbursed at Pratt Institute-Main reach $404,908,055.00 spread across 14,410 disbursements.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 26 |
| Avg GI Bill amount | $28,937.00 |
Read more about military and veteran aid on the veterans benefits detail.
Numbers only tell part of the story. As you weigh Pratt Institute-Main, a few questions are worth asking:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.