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Can You Really Afford Providence College?

This overview lays out the cost of attending Providence College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.

$76,667.00 Cost of Attendance
$48,523.00 Avg Net Price
$27,000.00 Median Grad Debt

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Cost of Attendance at Providence College?

The total published cost of attendance at Providence College works out to about $76,667.00 per academic year.

Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.

What It Costs Students (no aid)

Tuition and fees $63,550.00
+ Room, board & other expenses $13,117.00
Total cost $76,667.00
That is 134% above the national average net price.

After-Aid Net Price for Students (with average aid)

Total cost $76,667.00
− Grants and scholarships −$31,943.00
Net price $44,724.00
That is 36% above the national average net price.

Average Net Price for Low-Income Undergraduates

Total cost $76,667.00
− Grants and scholarships −$52,314.00
Net price $24,353.00
That is 26% below the national average net price.
Want the line-by-line detail? Dig into the tuition & fees page and living costs.

What a Full Degree Could Cost at Providence College

Costs have trended upward in recent years by roughly 4.3% annually, so the projections below total more than one year of attendance. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.3% 4.3% 4.3%
Freshman year $25,404.00 $46,654.00 $79,976.00
Senior year $28,837.00 $52,958.00 $90,783.00
Total 4-year net price $108,385.00 $199,047.00 $341,212.00
10-year loan interest @ 6.8% $41,291.00 $75,830.00 $129,990.00
Total monthly payment $1,247.00 $2,291.00 $3,927.00
Total amount paid $149,676.00 $274,877.00 $471,202.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.3% 4.3% 4.3%
Freshman year $25,404.00 $46,654.00 $79,976.00
Senior year $26,500.00 $48,667.00 $83,427.00
Total 2-year net price $51,904.00 $95,321.00 $163,402.00
10-year loan interest @ 6.8% $19,774.00 $36,314.00 $62,250.00
Total monthly payment $597.00 $1,097.00 $1,880.00
Total amount paid $71,678.00 $131,635.00 $225,653.00

See the full net-price breakdown in the Net Price section.

What Families Actually Pay at Providence College

Net price strips out grant and scholarship aid to show what families really pay. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.

Average net price (on-campus) $48,523.00
Average net price (off-campus) $45,538.00

Net price is not the same for every family — it falls as financial need rises and grant aid increases. Here is the average net price for each family-income range:

Family income Average net price
Under $30,000 $26,070.00
$30,000 to $48,000 $23,408.00
$48,001 to $75,000 $24,086.00
$75,001 to $110,000 $33,480.00
Over $110,000 $53,195.00

Estimate your specific net price using the school’s Providence College Net Price Calculator, or contact the financial aid office.

For the grant-and-scholarship detail behind these figures, see the financial aid page.

Debt at Graduation from Providence College

The median amount borrowed by graduates of Providence College amounts to $27,000.00, placing the school in the Moderate ($20-30k) debt-burden bucket.

The percentile spread of debt at graduation is shown below:

Percentile Debt at graduation
10th $6,500.00
25th $15,837.00
Median (50th) $27,000.00
75th $30,000.00
90th $31,000.00

The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.

Dig deeper into debt on the student loan debt detail.

Debt Outcomes by Family Income at Providence College

Debt at graduation is far from uniform across income levels. Below the data splits borrowers across three income groups:

Family income Median debt at graduation
Low income $25,943.00
Middle income $27,000.00
High income $27,000.00

How Debt Varies by First-Generation Status at Providence College

Debt at graduation often differs for first-generation students.

Student group Median debt at graduation
First-generation students $27,000.00
Continuing-generation students $27,000.00

Loan Repayment and Default at Providence College

The default-rate classification at Providence College is Low (<5%).

Window Cohort default rate
2-year 2.1%

To put the rates in context, Stafford loans at Providence College add up to $187,130,336.00 spread across 11,138 borrowers.

GI Bill and Military Aid at Providence College

Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Department of Defense tuition support.

GI Bill recipients 20
Avg GI Bill amount $15,173.00

For the full rundown of veteran and military benefits, see the veterans benefits detail.

Questions to Ask Before You Commit

Beyond the data above, it helps to ask a few questions when weighing Providence College, a few questions are worth asking:

Keep Researching regarding Providence College

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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