by our College Data Analytics TeamMany students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Queens University of Charlotte can seem overwhelming, but bear in mind that many students are given some form of financial aid.
Just what financing solutions does Queens provide, and just what are you going to be eligible for? Keep scrolling for answers. Keep reading to discover how much school funding could be available to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The figures below will help you estimate the aid you might receive from Queens University of Charlotte.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Among first-time, full-time freshmen at Queens University of Charlotte, 100% of first-time, full-time freshmen received some form of financial aid approximately 399 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $34,089 |
| Institutional grants & scholarships | 100% | $30,618 |
| Federal Pell grants | 27% | $5,787 |
| State/local grants | 27% | $6,710 |
| Federal student loans | 46% | $5,274 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. Across the undergraduate body at Queens, some 97% of the undergraduate population received grant aid that averaged $30,569 (covering around 1326 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 97% | $30,569 |
| Federal Pell grants | 24% | $5,630 |
| Federal student loans | 70% | $4,593 |
For on-campus title-IV students, average grant aid came to $34,885.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $20,034 |
| $30,001 – $75,000 | $23,687 |
| Over $75,000 | $30,747 |
Remember these are net prices — what families pay after gift aid, not before.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $30,857 |
| Off-campus title-IV students | $27,786 |
For a personalized estimate based on your family’s financial situation, use Queens’s net price tool: [tcc.ruffalonl.com/Queens University of Charlotte/Freshman Students](https://tcc.ruffalonl.com/Queens University of Charlotte/Freshman Students).
The median student at Queens graduates with $19,500 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $19,500 |
| Median federal debt (graduates only) | $25,000 |
| Typical 10-year monthly payment (graduates) | $265.04/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The median alone does not show how widely outcomes vary across the student body. These percentiles trace how cumulative federal debt is spread among borrowers at Queens.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,250 |
| 25th percentile | $9,250 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $37,000 |
Median debt varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $20,250 |
| Middle income | $19,575 |
| High income | $19,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $19,000 |
| Continuing-generation students | $20,000 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $19,170 |
| Independent students | $25,000 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Queens.
The Stafford loan program is the largest source of federal direct loans to undergraduates. Below is the annual Stafford program activity at Queens:
| Metric | Value |
|---|---|
| Stafford loan recipients | 9170 |
| Total Stafford loan amount | $212,181,329 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 59 |
| Total GI Bill amount | $1,082,147 |
| Average GI Bill amount per recipient | $18,341 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.