by our College Data Analytics TeamMost students will not be asked to pay the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at Quincy College can sound overwhelming, but bear in mind that many students get some type of financial aid.
Just what financing solutions does Quincy College deliver, and just what are you going to be eligible for? Keep scrolling for answers. Scroll down to learn just how much financial aid will be open to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. The information provided on this page can help you determine how much aid you may receive from Quincy College.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
For incoming first-year students at Quincy College, 53% of entering full-time freshmen got some type of financial assistance around 97 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 45% | $6,182 |
| Institutional grants & scholarships | 8% | $2,189 |
| Federal Pell grants | 39% | $5,616 |
| State/local grants | 20% | $1,810 |
| Federal student loans | 20% | $5,150 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At Quincy College, roughly 43% of undergrads got grants or scholarships worth on average $5,006 (covering around 1106 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 43% | $5,006 |
| Federal Pell grants | 33% | $4,593 |
| Federal student loans | 22% | $6,894 |
For students living on campus and receiving title-IV aid, grants averaged $5,402.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $12,670 |
| $30,001 – $75,000 | $14,697 |
| Over $75,000 | $17,615 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $17,126 |
| Off-campus title-IV students | $14,602 |
For an estimate tailored to your family circumstances, see Quincy College’s official net price calculator: quincycollege.edu/wp-content/uploads/npcalc.html.
The median federal debt load at Quincy College comes to $8,300 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $8,300 |
| Median federal debt (graduates only) | $13,874 |
| Typical 10-year monthly payment (graduates) | $147.09/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The figures below chart the debt distribution at Quincy College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $3,650 |
| 75th percentile | $15,146 |
| 90th percentile (highest-debt students) | $21,250 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $8,000 |
| Middle income | $9,000 |
| High income | $9,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,250 |
| Continuing-generation students | $8,950 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,500 |
| Independent students | $9,500 |
The figure below distills the debt data into a single burden category for Quincy College.
Stafford loans make up the bulk of federal direct lending to undergraduates. The annual Stafford volume below reflects program activity at Quincy College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 11164 |
| Total Stafford loan amount | $118,575,925 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 148 |
| Total GI Bill amount | $893,812 |
| Average GI Bill amount per recipient | $6,039 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.