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Can You Afford to Attend Radford University?

This overview lays out the cost of attending Radford University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.

$26,681.00 Cost of Attendance
$14,578.00 Avg Net Price
$17,500.00 Median Grad Debt

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How Much Does It Cost to Attend Radford University?

The total cost of attendance at Radford University came in between $26,681.00 to $39,766.00 depending on whether you qualify for in-state rates.

Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: near $26,681.00 in-state versus $39,766.00 out of state.

Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.

The Full Cost for Residents (no aid)

Tuition and fees $12,548.00
+ Room, board & other expenses $14,133.00
Total cost $26,681.00
That is 39% above the national average net price.

Net Price for Residents (with average aid)

Total cost $26,681.00
− Grants and scholarships −$13,827.00
Net price $12,854.00
That is 33% below the national average net price.

Net Price for Low-Income Residents

Total cost $26,681.00
− Grants and scholarships −$19,440.00
Net price $7,241.00
That is 62% below the national average net price.

Cost for Non-Residents (no aid)

Tuition and fees $25,633.00
+ Room, board & other expenses $14,133.00
Total cost $39,766.00
That is 107% above the national average net price.

After-Aid Net Price for Non-Residents (with average aid)

Total cost $39,766.00
− Grants and scholarships −$13,827.00
Net price $25,939.00
That is 35% above the national average net price.

Low-Income Net Price for Non-Residents

Total cost $39,766.00
− Grants and scholarships −$19,440.00
Net price $20,326.00
That is 6% above the national average net price.
Explore each piece on the tuition & fees page plus room and board.

The Long-Run Cost of a Degree at Radford University

The reported cost series has been increasing at a recent average of 2.8% per year, so the four-year total runs well above today’s cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan math assumes ten-year repayment at 6.8% interest.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.8% 2.8% 2.8%
Freshman year $7,441.00 $13,209.00 $27,418.00
Senior year $8,074.00 $14,333.00 $29,751.00
Total 4-year net price $31,019.00 $55,064.00 $114,295.00
10-year loan interest @ 6.8% $11,817.00 $20,977.00 $43,542.00
Total monthly payment $357.00 $634.00 $1,315.00
Total amount paid $42,836.00 $76,041.00 $157,838.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.8% 2.8% 2.8%
Freshman year $7,441.00 $13,209.00 $27,418.00
Senior year $7,646.00 $13,573.00 $28,174.00
Total 2-year net price $15,087.00 $26,782.00 $55,592.00
10-year loan interest @ 6.8% $5,748.00 $10,203.00 $21,179.00
Total monthly payment $174.00 $308.00 $640.00
Total amount paid $20,835.00 $36,985.00 $76,770.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.8% 2.8% 2.8%
Freshman year $20,887.00 $26,655.00 $40,864.00
Senior year $22,665.00 $28,924.00 $44,342.00
Total 4-year net price $87,072.00 $111,117.00 $170,349.00
10-year loan interest @ 6.8% $33,171.00 $42,332.00 $64,897.00
Total monthly payment $1,002.00 $1,279.00 $1,960.00
Total amount paid $120,243.00 $153,448.00 $235,245.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.8% 2.8% 2.8%
Freshman year $20,887.00 $26,655.00 $40,864.00
Senior year $21,464.00 $27,391.00 $41,992.00
Total 2-year net price $42,351.00 $54,046.00 $82,856.00
10-year loan interest @ 6.8% $16,134.00 $20,590.00 $31,565.00
Total monthly payment $487.00 $622.00 $954.00
Total amount paid $58,485.00 $74,635.00 $114,420.00

See the full net-price breakdown in the net price section below.

The Real Out-of-Pocket Cost at Radford University

Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.

Average net price (on-campus) $14,578.00
Average net price (off-campus) $16,478.00

Net price is far from uniform: lower-income families typically pay much less after aid. The table below shows the average net price by family-income bracket:

Family income Average net price
Under $30,000 $11,289.00
$30,000 to $48,000 $11,883.00
$48,001 to $75,000 $14,533.00
$75,001 to $110,000 $20,204.00
Over $110,000 $22,537.00

For a personalized estimate, try the Radford University Net Price Calculator, or reach out to the financial aid office.

Want to know how that aid is awarded? See the financial aid breakdown.

How Much Do Students Borrow at Radford University

The median graduating debt at Radford University amounts to $17,500.00, which federal data classifies as a Low ($10-20k) burden category.

The percentile breakdown reveals the full debt landscape:

Percentile Debt at graduation
10th $3,500.00
25th $6,979.00
Median (50th) $17,500.00
75th $26,296.00
90th $31,000.00

How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.

Read the complete debt breakdown on the student loan debt page.

How Income Shapes Debt at Radford University

Debt at graduation is far from uniform across income levels. Below the data splits borrowers across three income groups:

Family income Median debt at graduation
Low income $18,750.00
Middle income $17,500.00
High income $16,446.00

Borrowers from lower-income families leave school with $2,304.00 in extra median debt compared with high-income peers.

First-Generation Debt Outcomes at Radford University

Whether your parents attended college is associated with differences in median debt at graduation.

Student group Median debt at graduation
First-generation students $17,750.00
Continuing-generation students $16,750.00

First-gen students at Radford University graduate with $1,000.00 more debt than continuing-generation students.

How Pell Eligibility Shapes Debt at Radford University

Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.

The Pell-versus-non-Pell median debt difference at Radford University stands at $4,000.00. The Department of Education flags this school for a Pell-debt-inequity pattern.

How Borrowers Repay Loans After Radford University

The Department of Education default-rate tier for Radford University is Low (<5%).

Window Cohort default rate
2-year 3.0%

For scale, federal Stafford loan disbursements at Radford University come to $712,115,739.00 across 35,884 disbursements.

Military and Veteran Aid at Radford University

Veterans and active-duty service members may qualify for substantial federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.

GI Bill recipients 143
Avg GI Bill amount $10,663.00

Read more about military and veteran aid on the veteran aid breakdown.

Things to Think About

The figures above are a starting point — as you weigh Radford University, think through the questions below:

Explore the related pages below for a deeper look at the cost picture:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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