by our College Data Analytics TeamBelow is federal data on the loans students use to pay for John Patrick University of Health and Applied Sciences— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
At Radiological Technologies University VT, 80% of incoming students take out a loan to help cover first-year costs, averaging $7,167 each, across private and federal loan sources.
The average federal loan is $7,167. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
For undergraduates overall at Radiological Technologies University VT, 66% use federal student loans to help pay for their education, borrowing on average $8,732 a year. That is 21.8% above the freshman federal average of $7,167.
Carrying that yearly figure forward comes to roughly $17,464 over two years and about $34,928 across a four-year program. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 66% |
| Average federal loan per year | $8,732 |
| Undergraduates with a federal loan | 189 |
| Total federal loans (one year) | $1,650,345 |
The median student at Radiological Technologies University VT borrows $18,000 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $18,000 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Radiological Technologies University VT.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.